114 Emerald Dr, Porter (Chesterton), IN 46304 Property Records

Porter County property record for 114 Emerald Dr, Porter, IN 46304

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,647 sqft · built 2021
Lot Size	0.164 acres (7,144 sqft)
Owner	Individual Name on Record
Last Sale	$369,900 (May 2023)
Tax Bill	$4,467 (2024)
Deeds & Mortgages	May 2023 Sale & Mortgage May 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`64-03-35-153-021.000-026`

Property Details

APN / Parcel Number

Primary APN	`64-03-35-153-021.000-026`
Alternative APN	`00051865852`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,647 sqft Living Area
Basement Area	1,647 sqft
Finished Basement	60 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	7,144 sqft (0.164 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	00051865852
Street Address	114 EMERALD DR
City	PORTER
State	IN
Zip	46304-8839
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MINERAL SPRINGS VILLAS PUD REPLAT OF LOTS 7 & 8 LOT 8A .164A
Legal Subdivision	MINERAL SPRINGS VILLAS PUD
Legal Lot Number	7,8,8A
Jurisdiction	PORTER IN
Township / Civil Division	WESTCHESTER
Census Block Group	2
Census Block	2005
Census Tract	50302

Owner

Source: Porter County records, as of February 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	114 EMERALD DR, PORTER, IN 46304-8839
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 15, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ALLY BANK
May 5, 2021	Warranty Deed, Transfer MTC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2023 · Amount on Record
Deed Sale	May 15, 2023 · Amount on Record
Deed Document Number	0000007240
Record Updated	Jun 8, 2026

May 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	PORTER IN
Recording Date	May 15, 2023
Property Address	114 EMERALD DR, PORTER, IN 46304-8839
Document Number	0000007240
Map Reference	DOC 2021-028903
Instrument Date	May 12, 2023
Instrument	2023-007240
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 21, 2023
Title Company	MTC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	114 EMERALD DR, CHESTERTON, IN 46304-8839

Mortgage

Document Number	0000007241
Date	May 15, 2023
Instrument	2023-007241

Lender

Name	ALLY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2038

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PORTER IN
Recording Date	May 5, 2021
Property Address	114 EMERALD DR, PORTER, IN 46304-8839
Document Number	0000014107
Map Reference	FILE 50-F-2B
Instrument Date	Apr 30, 2020
Instrument	2021-014107
Transaction Type	Transfer
Record Updated	Feb 14, 2023
Title Company	MTC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 COVINGTON DR, VALPARAISO, IN 46385-8589

Tax Assessment & Valuation

Source: Porter County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Porter County
County Subdivision	Westchester Township
Municipality	Porter Town
Unified School District	Duneland School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$413,000 (+8.83%) Land $17,700 Building $395,300	$413,000 (+8.83%) Land $17,700 Building $395,300
2024	$4,467.00 (+5.13%)
2023	$4,249.00 (+49.45%)	$379,500 (+198.35%) Land $13,100 Building $366,400	$379,500 (+198.35%) Land $13,100 Building $366,400
2022	$2,843.00	$127,200 Land $13,100 Building $114,100	$127,200 Land $13,100 Building $114,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Aug 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: NITCO.

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