116 Emerald Dr, Porter (Chesterton), IN 46304 Property Records

Porter County property record for 116 Emerald Dr, Porter, IN 46304

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 1,773 sqft · built 2008
Lot Size	0.139 acres (6,098 sqft)
Owner	Owner Name on Record
Tax Bill	$2,869 (2024)
Deeds & Mortgages	Nov 2018 Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`64-03-35-153-010.000-026`

Property Details

APN / Parcel Number

Primary APN	`64-03-35-153-010.000-026`
Alternative APN	`00002379921`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,773 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Architectural Style	Row End or Row Middle
Construction Type	Wood
Roof Material	Asphalt
Lot Area	6,098 sqft (0.139 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	00002379921
Street Address	116 EMERALD DR
City	PORTER
State	IN
Zip	46304-8839
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	MINERAL SPRINGS VILLAS PUD LOT 9 .14A
Legal Subdivision	MINERAL SPRINGS VILLAS PUD
Legal Lot Number	9
Jurisdiction	PORTER IN
Township / Civil Division	WESTCHESTER
Census Block Group	2
Census Block	2005
Census Tract	50302

Owner

Source: Porter County records, as of February 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	116 EMERALD DR, PORTER, IN 46304-8839
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2018	Deed of Trust, Mortgage · VA Mortgage NEW PENN FINANCIAL LLC
Feb 1, 2021	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING
Nov 12, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2013
Deed Sale	May 24, 2013
Prior Sale	Dec 22, 2009
Deed Document Number	0000013562
Record Updated	Jun 8, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PORTER IN
Property Address	116 EMERALD DR, PORTER, IN 46304-8839
Transaction Type	Mortgage
Record Updated	Aug 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026509
Date	Nov 26, 2018
Instrument	2018-026509

Lender

Name	NEW PENN FINANCIAL LLC
Type	Mortgage Company
Address	PLYMOUTH MEETING, PA 19462

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PORTER IN
Property Address	116 EMERALD DR, PORTER, IN 46304-8839
Transaction Type	Mortgage
Record Updated	Aug 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003161
Date	Feb 1, 2021
Instrument	2021-003161

Lender

Name	CLEARPATH LENDING
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Nov 1, 2050

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PORTER IN
Property Address	116 EMERALD DR, PORTER, IN 46304-8839
Transaction Type	Mortgage
Record Updated	Aug 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034462
Date	Nov 12, 2021
Instrument	2021-034462

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Porter County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Porter County
County Subdivision	Westchester Township
Municipality	Porter Town
Unified School District	Duneland School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$261,900 (+6.77%) Land $16,100 Building $245,800	$261,900 (+6.77%) Land $16,100 Building $245,800
2024	$2,869.00 (+5.05%)
2023	$2,731.00 (+5.98%)	$245,300 Land $11,900 Building $233,400	$245,300 Land $11,900 Building $233,400
2022	$2,577.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Aug 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: NITCO.

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