122 E Carpenter St, Cortez, CO 81321 Property Records

Montezuma County property record for 122 E Carpenter St, Cortez, CO 81321

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,825 sqft · built 1975
Lot Size0.344 acres (14,985 sqft)
OwnerCompany Name on File
Last Sale$143,000 (Nov 2017)
Tax Bill$1,093 (2025)
Deeds & MortgagesOct 2022 Transfer
Feb 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNR007704

Property Details

APN / Parcel Number

Primary APNR007704
Alternative APN
  • 561123308002

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,825 sqft Total Area
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleRanch
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area14,985 sqft (0.344 acres)
Garage TypeAttached
Garage Area600 sqft

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric
SewerMunicipal

Location & Zoning

Account NumberR007704
Street Address122 E CARPENTER ST
CityCORTEZ
StateCO
Zip81321-2124
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionSUBDIVISION: MCCLELLAN LOT: 7-8 BLOCK: 2 B506 P631
Legal SubdivisionMCCLELLAN
Legal Block2
Legal Lot Number7-8
JurisdictionMONTEZUMA CO
Township / Civil DivisionCORTEZ
Census Block Group2
Census Block2003
Census Tract969301

Owner

Source: Montezuma County records · APN R007704

Assessment roll updated March 24, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing AddressPO BOX 403, CORTEZ, CO 81321-0403
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Oct 06, 2022Quit Claim Deed, Transfer
Quitclaim
Feb 24, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
QUICKEN LOANS LLC
Jul 16, 2018Intrafamily Transfer, Transfer
Nov 13, 2017Warranty Deed, Transfer · Conventional Mortgage
FIRST NATIONAL BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 13, 2017 · Amount on Record
Deed SaleNov 13, 2017 · Amount on Record
Prior SaleDec 18, 2003
Deed Document Number2017614304
Last Transfer DateOct 06, 2022
Transfer Doc0000647783
Record UpdatedSep 20, 2026

October 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONTEZUMA CO
Recording DateOct 06, 2022
Property Address122 E CARPENTER ST, CORTEZ, CO 81321-2124
Document Number0000647783
Map ReferenceMB 7 PG 31
Instrument DateOct 06, 2022
Instrument647783
Transaction TypeTransfer
Record UpdatedOct 19, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 403, CORTEZ, CO 81321-0403

February 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONTEZUMA CO
Recording DateFeb 24, 2021
Property Address122 E CARPENTER ST, CORTEZ, CO 81321-2124
Document Number0000635296
Map ReferenceMB 7 PG 31
Instrument DateOct 08, 2020
Instrument635296
Transaction TypeTransfer
Record UpdatedOct 19, 2022
Title CompanyAMROCK INC, AMROCK LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address122 E CARPENTER ST, CORTEZ, CO 81321-2124

Mortgage

Document Number0000635297
DateFeb 24, 2021
Instrument635297
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term177 Months
DueNov 01, 2035

July 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONTEZUMA CO
Recording DateJul 16, 2018
Property Address122 E CARPENTER ST, CORTEZ, CO 81321-2124
Document Number0000618131
Map ReferenceMB7 PG31
Instrument DateJul 16, 2018
Instrument618131
Transaction TypeTransfer
Record UpdatedOct 19, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 403, CORTEZ, CO 81321-0403

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 403, CORTEZ, CO 81321-0403

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTEZUMA CO
Recording DateNov 13, 2017
Property Address122 E CARPENTER ST, CORTEZ, CO 81321-2124
Document Number0000614304
Map ReferenceMB7 PG31
Instrument DateOct 13, 2017
Instrument614304
Transaction TypeTransfer
Record UpdatedOct 19, 2022
Title CompanyOLD REPUBLIC TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$14.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 403, MONTEZUMA, CO 80435-0384

Mortgage

Document Number0000614305
DateNov 13, 2017
Instrument614305
Lender
NameFIRST NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2047

Tax Assessment & Valuation

Source: Montezuma County records · Assessment roll updated March 24, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateColorado
CountyMontezuma County
MunicipalityCortez City
Unified School DistrictMontezuma-Cortez School District RE-1 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,093.00 (+39.77%)$21,664 (+42.4%) Land $3,104 Building $18,560$272,171 (+42.41%) Land $39,000 Building $233,171
2024$782.00 (+9.99%)$15,213 (-22.35%) Land $4,061 Building $11,152$191,119 (-22.35%) Land $51,018 Building $140,101
2023$711.00 (+2.01%)$19,591 (+35.96%) Land $5,230 Building $14,361$246,119 (+35.97%) Land $65,700 Building $180,419
2022$697.00$14,409 Land $2,388 Building $12,021$181,013 Land $30,000 Building $151,013

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 26, 2008 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Clearnetworx
Fiber
1,000 / 1,000
TDS Telecom
Cable
1,000 / 20
ATN International
Fixed Wireless
400 / 80
Nimbus Solutions
Fixed Wireless
100 / 100
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Farmers Telephone Company, Vicinity Solutions, Visionary Communications.

Based on FCC filings for 263 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF CORTEZ
serves 8,770 people
Water SourceSurface water
Last State InspectionJun 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jan 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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