Montezuma County property record for 1005 E Carpenter St, Cortez, CO 81321
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,357 sqft · built 2005 |
| Lot Size | 0.147 acres (6,403 sqft) |
| Owner | Individual Name on File |
| Last Sale | $162,400 (Aug 2009) |
| Tax Bill | $1,114 (2025) |
| Deeds & Mortgages | Oct 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R015705 |
| Primary APN | R015705 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,357 sqft Total Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,403 sqft (0.147 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Account Number | R015705 |
|---|---|
| Street Address | 1005 E CARPENTER ST |
| City | CORTEZ |
| State | CO |
| Zip | 81321-2405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | SUBDIVISION: CORNETT'S SUB, LOTS 11-16, BL 1 AMD LOT: 11A BLOCK: 1 B 566 P 333 |
| Legal Range | 15W |
| Legal Township | 36N |
| Legal Section | 18 |
| Legal Subdivision | CORNETTS SUB |
| Legal Block | 1 |
| Legal Lot Number | 11A |
| Jurisdiction | MONTEZUMA CO |
| Township / Civil Division | CORTEZ |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 969302 |
Source: Montezuma County records · APN R015705
Assessment roll updated March 24, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 421 E ARBECAM AVE, CORTEZ, CO 81321-2805 |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 11, 2009 · Amount on Record |
| Deed Sale | Aug 11, 2009 · Amount on Record |
| Prior Sale | Feb 22, 2006 · Amount on Record |
| Deed Document Number | 2009565736 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Property Address | 1005 E CARPENTER ST, CORTEZ, CO 81321-2405 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1005 E CARPENTER ST, CORTEZ, CO 81321-2405 |
| Document Number | 0000648173 |
|---|---|
| Date | Oct 28, 2022 |
| Instrument | 648173 |
| Name | ZB NA |
|---|---|
| Type | Bank |
| Address | DENVER, CO 80222 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2052 |
Source: Montezuma County records · Assessment roll updated March 24, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Montezuma County |
| Municipality | Cortez City |
| Unified School District | Montezuma-Cortez School District RE-1 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,114.00 (+75.16%) | $22,089 (+78.32%) Land $1,990 Building $20,099 | $277,501 (+78.32%) Land $25,000 Building $252,501 |
| 2024 | $636.00 (+9.84%) | $12,387 (-26.11%) Land $1,129 Building $11,258 | $155,618 (-26.11%) Land $14,186 Building $141,432 |
| 2023 | $579.00 (-7.36%) | $16,765 (+29.61%) Land $1,528 Building $15,237 | $210,618 (+29.61%) Land $19,200 Building $191,418 |
| 2022 | $625.00 | $12,935 Land $1,552 Building $11,383 | $162,500 Land $19,500 Building $143,000 |
Source: FEMA National Flood Hazard Layer as of September 26, 2008 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2026) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Clearnetworx Fiber | 1,000 / 1,000 |
| TDS Telecom Cable | 1,000 / 20 |
| ATN International Fixed Wireless | 400 / 80 |
| Nimbus Solutions Fixed Wireless | 100 / 20 |
May also be available: Farmers Telephone Company, T-Mobile USA, VFN Holdings, Vicinity Solutions, Visionary Communications.
Based on FCC filings for 153 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF CORTEZ serves 8,770 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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