Montezuma County property record for 104 E Carpenter St, Cortez, CO 81321
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,452 sqft · built 1968 |
| Lot Size | 1.37 acres (59,982 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,174 (2025) |
| Deeds & Mortgages | Jul 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | R007702 |
| Primary APN | R007702 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,452 sqft Total Area |
| Basement Area | 1,130 sqft |
| Finished Basement | 1,130 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 59,982 sqft (1.37 acres) |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Account Number | R007702 |
|---|---|
| Street Address | 104 E CARPENTER ST |
| City | CORTEZ |
| State | CO |
| Zip | 81321-2124 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SUBDIVISION: MCCLELLAN LOT: 1-9 BLOCK: 3 B 450 P 592 B 453 P 777 B 681 P 657 |
| Legal Range | 16W |
| Legal Township | 36N |
| Legal Section | 23 |
| Legal Subdivision | MCCLELLAN |
| Legal Block | 3 |
| Legal Lot Number | 1-9 |
| Jurisdiction | MONTEZUMA CO |
| Township / Civil Division | CORTEZ |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 969301 |
Source: Montezuma County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 104 E CARPENTER ST, CORTEZ, CO 81321-2124 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 30, 2004 |
| Deed Sale | Jan 30, 2004 |
| Prior Sale | Aug 16, 1991 · Amount on Record |
| Deed Document Number | 2004520181 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Property Address | 104 E CARPENTER ST, CORTEZ, CO 81321-2124 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 630368 |
|---|---|
| Date | Jul 9, 2020 |
| Instrument | 630368 |
| Name | THE DOLORES STATE BANK |
|---|---|
| Type | Bank |
| Address | CORTEZ, CO 81321 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 3, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Montezuma County assessment roll, as of March 24, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Montezuma County |
| Municipality | Cortez City |
| Unified School District | Montezuma-Cortez School District RE-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,174.00 (-1.59%) | $31,234 (+0.19%) Land $12,418 Building $18,816 | $392,385 (+0.19%) Land $156,000 Building $236,385 |
| 2024 | $1,193.00 (+9.95%) | $31,175 (-12.31%) Land $18,343 Building $12,832 | $391,647 (-12.31%) Land $230,439 Building $161,208 |
| 2023 | $1,085.00 (+61.94%) | $35,553 (+62.83%) Land $20,919 Building $14,634 | $446,647 (+62.83%) Land $262,800 Building $183,847 |
| 2022 | $670.00 | $21,834 Land $9,552 Building $12,282 | $274,295 Land $120,000 Building $154,295 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CORTEZ serves 8,770 people · EPA ID CO0142200 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Clearnetworx Fiber | 1,000 / 1,000 |
| TDS Telecom Cable | 1,000 / 20 |
| Choice Broadband Fixed Wireless | 400 / 80 |
| Nimbus Solutions Fixed Wireless | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CYAN Wireless, Farmers Telecommunications, Visionary Broadband.
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