121 E Carpenter St, Cortez, CO 81321 Property Records

Montezuma County property record for 121 E Carpenter St, Cortez, CO 81321

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,626 sqft · built 1977
Lot Size0.172 acres (7,492 sqft)
OwnerIndividual Name on File
Last Sale$158,000 (Aug 2014)
Tax Bill$1,024 (2025)
Deeds & MortgagesMar 2022 Mortgage
Flood ZoneZone X (minimal risk)
APNR007719

Property Details

APN / Parcel Number

Primary APNR007719
Alternative APN
  • 561123310008

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Stories1 Story
Building Area1,626 sqft Total Area
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1980
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialMetal
Lot Area7,492 sqft (0.172 acres)
Garage Area276 sqft

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric
SewerMunicipal

Location & Zoning

Account NumberR007719
Street Address121 E CARPENTER ST
CityCORTEZ
StateCO
Zip81321-2123
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionSUBDIVISION: MCCLELLAN LOT: 5 BLOCK: 5 SUBDIVISION: MCCLELLAN BLOCK: 5 LOT: 5 B485 P803 B554 P976
Legal Range16W
Legal Township36N
Legal Section24
Legal SubdivisionMCCLELLAN
Legal Block5
Legal Lot Number5
JurisdictionMONTEZUMA CO
Township / Civil DivisionCORTEZ
Census Block Group2
Census Block2004
Census Tract969301

Owner

Source: Montezuma County records · APN R007719

Assessment roll updated March 24, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address121 E CARPENTER ST, CORTEZ, CO 81321-2123
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 29, 2014 · Amount on Record
Deed SaleAug 29, 2014 · Amount on Record
Prior SaleOct 16, 2007 · Amount on Record
Deed Document Number2014596135
Record UpdatedJun 08, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEZUMA CO
Property Address121 E CARPENTER ST, CORTEZ, CO 81321-2123
Transaction TypeMortgage
Record UpdatedApr 14, 2022
Title CompanyLAND TITLE GUARANTEE

Transferred To (Grantee/Buyer)

NameVerified Name
Address121 E CARPENTER ST, CORTEZ, CO 81321-2123

Mortgage

Document Number0000643782
DateMar 14, 2022
Instrument643782
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
AddressBREA, CA 92821
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 01, 2037

Tax Assessment & Valuation

Source: Montezuma County records · Assessment roll updated March 24, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateColorado
CountyMontezuma County
MunicipalityCortez City
Unified School DistrictMontezuma-Cortez School District RE-1 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,024.00 (+56.81%)$20,315 (+59.71%) Land $1,552 Building $18,763$255,211 (+59.7%) Land $19,500 Building $235,711
2024$653.00 (+9.75%)$12,720 (-25.61%) Land $1,945 Building $10,775$159,809 (-25.6%) Land $24,439 Building $135,370
2023$595.00 (-7.32%)$17,099 (+28.62%) Land $2,615 Building $14,484$214,809 (+28.62%) Land $32,850 Building $181,959
2022$642.00$13,294 Land $1,194 Building $12,100$167,008 Land $15,000 Building $152,008

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 26, 2008 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 67% of the US · lower than 84% of Colorado
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Clearnetworx
Fiber
1,000 / 1,000
TDS Telecom
Cable
1,000 / 20
ATN International
Fixed Wireless
400 / 80
Nimbus Solutions
Fixed Wireless
100 / 100
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Farmers Telephone Company, Vicinity Solutions, Visionary Communications.

Based on FCC filings for 263 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF CORTEZ
serves 8,770 people
Water SourceSurface water
Last State InspectionJun 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jan 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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