122 Duval Rd, Winter Haven, FL 33884 Property Records

Polk County property record for 122 Duval Rd, Winter Haven, FL 33884

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,257 sqft · built 1974
Lot Size	0.314 acres (13,682 sqft)
Owner	2 Individual Names on Record
Last Sale	$71,200 (Nov 2022)
Tax Bill	$715 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Dec 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`26-28-34-659500-004980`

Property Details

APN / Parcel Number

Primary APN	`26-28-34-659500-004980`
Alternative APNs	`342826659500004980` `42826000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,257 sqft Living Area
Gross Area	1,740 sqft
1st Floor Area	1,257 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	13,682 sqft (0.314 acres)
Lot Dimensions	197 ft deep x 70 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	483 sqft
Porch	Enclosed/Unfinished Porch
Porch Area	378 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	122 DUVAL RD
City	WINTER HAVEN
State	FL
Zip	33884-1512
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	ELOISE WOODS EAST LAKE MARIAM UNIT PB 19 PGS 32 32A IN S34/35 T28 R26 LOTS 498 & N 14.9 FT OF 499 AKA LOT 113 OF UNREC VALENCIA WOOD PHASE II
Legal Range	26E
Legal Township	28S
Legal Section	34
Legal Subdivision	ELOISE WOODS EAST LAKE MARIAM UNIT
Legal Phase	II
Legal Tract	659500
Legal Block	2
Legal Lot Number	498
Legal Unit	PB
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2023
Census Tract	13902

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	122 DUVAL RD, WINTER HAVEN, FL 33884-1512
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2022	Quit Claim Deed, Transfer · FHA Mortgage RP FUNDING
Dec 11, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 23, 2022 · Amount on Record
Deed Sale	Nov 23, 2022 · Amount on Record
Prior Sale	Nov 16, 2001 · Amount on Record
Deed Document Number	2022305390
Deed Book / Page	12493 / 2246
Prior Transfer Date	Nov 11, 2022
Prior Transfer Doc	0000305390
Record Updated	Oct 29, 2026

November 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK FL
Recording Date	Nov 23, 2022
Property Address	122 DUVAL RD, WINTER HAVEN, FL 33884-1512
Document Number	0000305390
Book / Page	12493 / 2246
Map Reference	MB 19 PG 32&32A
Instrument Date	Nov 11, 2022
Instrument	2022305390
Transaction Type	Transfer
Record Updated	Dec 7, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$498.40
Amount Accuracy	Rounded by County
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name
Address	122 DUVAL RD, 122, WINTER HAVEN, FL 33884-1512

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 DUVAL RD, WINTER HAVEN, FL 33884-1512

Mortgage

Document Number	0124932255
Date	Nov 23, 2022
Instrument	12493/2255

Lender

Name	RP FUNDING
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK FL
Recording Date	Dec 11, 2020
Property Address	122 DUVAL RD, WINTER HAVEN, FL 33884-1512
Document Number	0114910656
Book / Page	011491 / 000656
Instrument Date	Dec 9, 2020
Instrument	267491
Transaction Type	Transfer
Record Updated	Dec 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	122 DUVAL RD WINTER HAVEN FL 338841512, WINTER HAVEN, FL 33884-1512

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$102,097 (+2.7%)	$213,386 (-0.87%) Land $45,201 Building $168,185
2025	$715.00 (-45.13%)	$99,413 (+5.99%)	$215,257 (-2.84%) Land $45,201 Building $170,056
2024	$1,303.00 (+15%)
2023	$1,133.00 (-0.35%) Homeowner's exemption	$93,797 (+3%)	$221,544 (+13.23%) Land $44,012 Building $177,532
2022	$1,137.00 Homeowner's exemption	$91,065	$195,652 Land $36,837 Building $158,815

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	2 (2004)
Most Recent Claim	Sep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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