Polk County property record for 88 Duval Rd, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,554 sqft · built 1975 |
| Lot Size | 0.459 acres (19,981 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $435,000 (Mar 2022) |
| Tax Bill | $4,810 (2025) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-28-34-659500-004840 |
| Primary APN | 26-28-34-659500-004840 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,554 sqft Living Area |
| Gross Area | 4,106 sqft |
| 1st Floor Area | 3,554 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 19,981 sqft (0.459 acres) |
| Lot Dimensions | 140 ft deep x 122 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Pool Type | Enclosed Pool |
|---|---|
| Pool Area | 450 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 42 sqft |
| Cooling System | Central |
|---|
| Street Address | 88 DUVAL RD |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-1510 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | ELOISE WOODS EAST LAKE MARIAM UNIT PB 19 PGS 32 32A IN S34/35 T28 R26 LOTS 484 & 485 |
| Legal Range | 26E |
| Legal Township | 28S |
| Legal Section | 34 |
| Legal Subdivision | ELOISE WOODS EAST LAKE MARIAM UNIT |
| Legal Tract | 659500 |
| Legal Block | 2 |
| Legal Lot Number | 484,4 |
| Legal Unit | PB |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 13902 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 88 DUVAL RD, WINTER HAVEN, FL 33884-1510 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 10, 2022 · Amount on Record |
| Deed Sale | Mar 10, 2022 · Amount on Record |
| Prior Sale | Mar 20, 1995 · Amount on Record |
| Deed Document Number | 202264956 |
| Deed Book / Page | 12154 / 1987 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Mar 10, 2022 |
| Property Address | 88 DUVAL RD, WINTER HAVEN, FL 33884-1510 |
| Document Number | 0000064956 |
| Book / Page | 12154 / 1987 |
| Map Reference | MB 19 PG 32&32A |
| Instrument Date | Mar 4, 2022 |
| Instrument | 2022064956 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2022 |
| Title Company | ALL REAL ESTATE TITLE SERVICES INC, REAL ESTATE TITLE SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,045.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7683 SHALLOWFORD RD APT 201, 7683, CHATTANOOGA, TN 37421-4924 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 88 DUVAL RD, WINTER HAVEN, FL 33884-1510 |
| Document Number | 0121541988 |
|---|---|
| Date | Mar 10, 2022 |
| Instrument | 12154/1988 |
| Name | ANGEL OAK MORTGAGE SOLUTIONS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $414,275 (+2.7%) | $415,579 (+0.05%) Land $57,000 Building $358,579 | |
| 2025 | $4,810.00 (-5.09%) Homeowner's exemption | $403,384 (+5.99%) | $415,357 (-3.55%) Land $57,000 Building $358,357 |
| 2023 | $5,068.00 (+113.3%) Homeowner's exemption | $380,598 (+110.25%) | $430,645 (+6.38%) Land $55,500 Building $375,145 |
| 2022 | $2,376.00 | $181,021 | $404,805 Land $46,400 Building $358,405 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 25 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 2 (2004) |
| Most Recent Claim | Sep 2004 · Hurricane Frances |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
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