Polk County property record for 110 Duval Rd, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,512 sqft · built 1974 |
| Lot Size | 0.292 acres (12,702 sqft) |
| Owner | Company Name on Record |
| Last Sale | $268,000 (Feb 2026) |
| Tax Bill | $2,851 (2025) |
| Deeds & Mortgages | Feb 2026 Sale Aug 2023 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-28-34-659500-005001 |
| Primary APN | 26-28-34-659500-005001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,512 sqft Living Area |
| Gross Area | 2,052 sqft |
| 1st Floor Area | 1,132 sqft |
| Flooring | Terrazzo |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 12,702 sqft (0.292 acres) |
| Lot Dimensions | 202 ft deep x 65 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 540 sqft |
| Porch | Florida Room |
| Porch Area | 436 sqft |
| Street Address | 110 DUVAL RD |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-1512 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | ELOISE WOODS E LK MARIAM UNIT PB 19 PG 32 LOTS 500 LESS NLY 29.5 FT & 501 LESS SLY 14.61 FT |
| Legal Range | 26E |
| Legal Township | 28S |
| Legal Section | 34 |
| Legal Subdivision | ELOISE WOODS EAST LAKE MARIAM UNIT |
| Legal Tract | 659500 |
| Legal Block | 2 |
| Legal Lot Number | 500 |
| Legal Unit | PB |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 13902 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1615 HIGH POINT CT SW, WINTER HAVEN, FL 33880-1972 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Feb 4, 2026 | Warranty Deed, Transfer FIRST AMERICAN TITLE INSURANCE AGENCY, FIRST AMERICAN TTL INS AGCY |
| Aug 11, 2023 | Warranty Deed, Transfer NOT AVAILABLE, DOMA INS AGCY OF FL INC |
| Jan 4, 2019 | Deed of Trust, Mortgage · FHA Mortgage LIVE WELL FIN'L |
| Jan 4, 2019 | Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 4, 2026 · Amount on Record |
| Deed Sale | Feb 4, 2026 · Amount on Record |
| Prior Sale | Aug 11, 2023 · Amount on Record |
| Deed Document Number | 202628620 |
| Deed Book / Page | 13870 / 1282 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Feb 4, 2026 |
| Property Address | 110 DUVAL RD, WINTER HAVEN, FL 33884-1512 |
| Document Number | 0000028620 |
| Book / Page | 13870 / 1282 |
| Map Reference | MB 19 PG 32 |
| Instrument Date | Jan 30, 2026 |
| Instrument | 2026028620 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURANCE AGENCY, FIRST AMERICAN TTL INS AGCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,876.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9832 CABERNET AVE, SEFFNER, FL 33584-2645 |
| Name | Verified Name |
|---|---|
| Address | 1615 HIGH POINT CT SW, WINTER HAVEN, FL 33880-1972 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Aug 11, 2023 |
| Property Address | 110 DUVAL RD, WINTER HAVEN, FL 33884-1512 |
| Document Number | 0000188083 |
| Book / Page | 12797 / 947 |
| Map Reference | MB 19 PG 32 |
| Instrument Date | Aug 3, 2023 |
| Instrument | 2023188083 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2023 |
| Title Company | NOT AVAILABLE, DOMA INS AGCY OF FL INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,400.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3235 GARDNER OAKS LN, LAKELAND, FL 33810-3555 |
| Name | Verified Name |
|---|---|
| Address | 9832 CABERNET AVE, SEFFNER, FL 33584-2645 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 110 DUVAL RD, WINTER HAVEN, FL 33884-1512 |
| Document Number | 0107210675 |
| Instrument Date | Jan 4, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 110 DUVAL RD WINTER HAVEN FL 338841512, WINTER HAVEN, FL 33884-1512 |
| Document Number | 0107210675 |
|---|---|
| Date | Jan 10, 2019 |
| Book Page | 010721/000675 |
| Instrument | 6777 |
| Name | LIVE WELL FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | RICHMOND, VA 23225 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 984 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.26% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 110 DUVAL RD, WINTER HAVEN, FL 33884-1512 |
| Document Number | 0107210689 |
| Instrument Date | Jan 4, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 110 DUVAL RD WINTER HAVEN FL 338841512, WINTER HAVEN, FL 33884-1512 |
| Document Number | 0107210689 |
|---|---|
| Date | Jan 10, 2019 |
| Book Page | 010721/000689 |
| Instrument | 6778 |
| Name | COMMISSIONER/HSNG & URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 984 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.26% |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $216,540 (+0.67%) Land $43,149 Building $173,391 | $216,540 (+0.67%) Land $43,149 Building $173,391 | |
| 2025 | $2,851.00 (-17.39%) | $215,101 (-2.55%) Land $43,149 Building $171,952 | $215,101 (-2.55%) Land $43,149 Building $171,952 |
| 2023 | $3,451.00 (+192.21%) | $220,737 (+135.43%) Land $42,014 Building $178,723 | $220,737 (+15.33%) Land $42,014 Building $178,723 |
| 2022 | $1,181.00 Homeowner's exemption | $93,761 | $191,400 Land $35,173 Building $156,227 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 25 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 2 (2004) |
| Most Recent Claim | Sep 2004 · Hurricane Frances |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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