132 Duval Rd, Winter Haven, FL 33884 Property Records

Polk County property record for 132 Duval Rd, Winter Haven, FL 33884

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,260 sqft · built 1975
Lot Size	0.237 acres (10,337 sqft)
Owner	Company Name on Record
Last Sale	$263,500 (Apr 2022)
Tax Bill	$2,752 (2025)
Deeds & Mortgages	Apr 2022 Sale Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`26-28-34-659500-004910`

Property Details

APN / Parcel Number

Primary APN	`26-28-34-659500-004910`
Alternative APNs	`342826659500004910` `42826000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,260 sqft Living Area
Gross Area	1,744 sqft
1st Floor Area	1,260 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2002
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	10,337 sqft (0.237 acres)
Lot Dimensions	153 ft deep x 70 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	484 sqft

Exterior Amenities

Pool Type	Enclosed Pool
Pool Area	450 sqft
Pool House	Pool House
Porch	Unfinished Open Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	132 DUVAL RD
City	WINTER HAVEN
State	FL
Zip	33884-1512
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	ELOISE WOODS EAST LAKE MARIAM UNIT PB 19 PGS 32 32A IN S34/35 T28 R26 LOT 491
Legal Range	26E
Legal Township	28S
Legal Section	34
Legal Subdivision	ELOISE WOODS EAST LAKE MARIAM UNIT
Legal Tract	659500
Legal Block	2
Legal Lot Number	491
Legal Unit	PB
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2023
Census Tract	13902

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4557 WILDERNESS LN N, JACKSONVILLE, FL 32258-2150
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2022	Warranty Deed, Transfer EXECUTIVE TITLE/CTRL FL INC, EXECUTIVE TTL OF CTRL FL INC
Mar 5, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
May 20, 2019	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Apr 25, 2018	Warranty Deed, Transfer · Conventional with PMI MORTGAGE FIRM
Dec 14, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 12, 2022 · Amount on Record
Deed Sale	Apr 12, 2022 · Amount on Record
Prior Sale	May 20, 2019 · Amount on Record
Deed Document Number	2022100051
Deed Book / Page	12206 / 1250
Prior Transfer Date	Dec 6, 2017
Prior Transfer Doc	0103420271
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Apr 12, 2022
Property Address	132 DUVAL RD, WINTER HAVEN, FL 33884-1512
Document Number	0000100051
Book / Page	12206 / 1250
Map Reference	MB 19 PG 32
Instrument Date	Mar 28, 2022
Instrument	2022100051
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	EXECUTIVE TITLE/CTRL FL INC, EXECUTIVE TTL OF CTRL FL INC

Transaction

Amount	Amount Recorded
Tax	$1,844.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5872 ROYAL HILLS CIR, 5872, WINTER HAVEN, FL 33881-8799

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4557 WILDERNESS LN N # N, N, JACKSONVILLE, FL 32258-2150

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	132 DUVAL RD, WINTER HAVEN, FL 33884-1512
Transaction Type	Mortgage
Record Updated	Mar 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 DUVAL RD, WINTER HAVEN, FL 33884-1512

Mortgage

Document Number	0000057238
Date	Mar 5, 2021
Book Page	11609/1880
Instrument	2021057238

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	May 20, 2019
Property Address	132 DUVAL RD, WINTER HAVEN, FL 33884-1512
Document Number	0108460691
Book / Page	010846 / 000691
Instrument Date	May 10, 2019
Instrument	102789
Transaction Type	Transfer
Record Updated	Jun 4, 2019
Title Company	INTEGRITY FIRST TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,365.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2937 CORE DR CLARKSVILLE TN 370402861, CLARKSVILLE, TN 37040-2861

Mortgage

Document Number	108460693
Date	May 20, 2019
Book Page	010846/000693
Instrument	102790

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 19, 2049

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Apr 25, 2018
Property Address	132 DUVAL RD, WINTER HAVEN, FL 33884-1512
Document Number	0104640940
Book / Page	010464 / 000940
Instrument Date	Apr 16, 2018
Instrument	87842
Transaction Type	Transfer
Record Updated	May 9, 2018
Title Company	INTEGRITY FIRST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,081.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	19 BROOKSIDE AVE LIVERMORE FALLS ME 042544121, LIVERMORE FALLS, ME 04254-4121

Mortgage

Document Number	104640941
Date	Apr 25, 2018
Book Page	010464/000941
Instrument	87843

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 24, 2048

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK FL
Recording Date	Dec 14, 2017
Property Address	132 DUVAL RD, WINTER HAVEN, FL 33884-1512
Document Number	0103420271
Book / Page	010342 / 000271
Instrument Date	Dec 6, 2017
Instrument	241280
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	204 LAKE REGION BLVD S WINTER HAVEN FL 338819566, WINTER HAVEN, FL 33881-9566

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$222,311 (+7.04%) Land $39,349 Building $182,962	$222,311 (+7.04%) Land $39,349 Building $182,962
2025	$2,752.00 (-20.23%)	$207,687 (-2.21%) Land $39,349 Building $168,338	$207,687 (-2.21%) Land $39,349 Building $168,338
2024	$3,450.00 (+3.36%)
2023	$3,338.00 (+651.8%)	$212,377 (+38.17%) Land $38,314 Building $174,063	$212,377 (+5.72%) Land $38,314 Building $174,063
2022	$444.00	$153,704	$200,885 Land $32,093 Building $168,792

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	2 (2004)
Most Recent Claim	Sep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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