122 Central Ave, O Fallon, IL 62269 Property Records

St. Clair County property record for 122 Central Ave, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,148 sqft · built 1955
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on Record
Last Sale	$88,500 (Sep 2001)
Tax Bill	$2,476 (2025)
Deeds & Mortgages	Jul 2017 Line of Credit
APN	`03-26-0-408-009`

Property Details

APN / Parcel Number

Primary APN	`03-26-0-408-009`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,148 sqft Living Area

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1985
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	13,939 sqft (0.32 acres)
Garage Type	Mixed
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	200 sqft
Pole Barn	1,500 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	122 CENTRAL AVE
City	O FALLON
State	IL
Zip	62269-1713
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIDGE PRAIRIE HEIGHTS 1ST ADD LOT/SEC-77 A016374870
Legal Subdivision	RIDGE PRAIRIE ADD
Legal Block	408
Legal Lot Number	77
Jurisdiction	ST CLAIR IL
Township / Civil Division	CASEYVILLE
Census Block Group	3
Census Block	3000
Census Tract	503414

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	122 CENTRAL AVE, O FALLON, IL 62269-1713
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2001 · Amount on Record
Deed Sale	Sep 28, 2001 · Amount on Record
Deed Document Number	20011637870
Deed Book / Page	3581 / 90
Record Updated	Oct 29, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	122 CENTRAL AVE, O FALLON, IL 62269-1713
Document Number	00A2545554
Instrument Date	Jul 19, 2017
Transaction Type	Mortgage
Record Updated	Nov 9, 2017
Title Company	ILLINOIS TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	122 CENTRAL AVE O FALLON IL 622691713, O FALLON, IL 62269-1713

Mortgage

Document Number	00A2545554
Date	Jul 31, 2017
Instrument	2545554

Lender

Name	FIRST CNTY BK
Type	Bank
Address	SWANSEA, IL 62226

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Jul 30, 2024

Interest

Rate Type	Adjustable Rate
Rate	4.45%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Caseyville Township
Municipality	O'Fallon City
Elementary School District	Central School District 104 (KG - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,476.00	$46,253 (+39.93%) Land $4,573 Building $41,680	$138,759 (+39.93%) Land $13,719 Building $125,040
2022		$33,055 Land $3,602 Building $29,453	$99,165 Land $10,806 Building $88,359

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: ClearWave, Wisper ISP.

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