114 Central Ave, O Fallon, IL 62269 Property Records

St. Clair County property record for 114 Central Ave, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,502 sqft · built 1958
Lot Size	0.52 acres (22,651 sqft)
Owner	Individual Name on Record
Last Sale	$269,000 (Sep 2026)
Tax Bill	$4,033 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jul 2021 Sale & Mortgage
APN	`03-26-0-408-020`

Property Details

APN / Parcel Number

Primary APN	`03-26-0-408-020`
Alternative APN	`03260408013`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,502 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1985
Construction Type	Frame
Foundation Type	Raised
Lot Area	22,651 sqft (0.52 acres)
Garage Type	Mixed
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	160 sqft
Deck Area	170 sqft
Patio Area	325 sqft
Shed	1 Shed
Shed Area	63 sqft

Location & Zoning

Street Address	114 CENTRAL AVE
City	O FALLON
State	IL
Zip	62269-1713
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIDGE PRAIRIE HEIGHTS 1ST ADD LTS 80 & 81 A02709112
Legal Subdivision	RIDGE PRAIRIE ADD
Legal Block	408
Legal Lot Number	80,81
Jurisdiction	ST CLAIR IL
Township / Civil Division	CASEYVILLE
Census Block Group	3
Census Block	3000
Census Tract	503414

Owner

Source: St. Clair County records, as of October 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	5005 BRISTOL HILL DR, O FALLON, IL 62269-7346
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 23, 2021	Warranty Deed, Transfer · Conventional Mortgage ALTRA FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2026 · Amount on Record
Deed Sale	Sep 18, 2026 · Amount on Record
Prior Sale	Jul 23, 2021 · Amount on Record
Deed Document Number	2026A02895885
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Sep 18, 2026
Property Address	114 CENTRAL AVE, O FALLON, IL 62269-1713
Document Number	0002895885
Instrument Date	Sep 3, 2026
Instrument	20262895885
Transaction Type	Transfer
Record Updated	Oct 8, 2026
Title Company	COMMUNITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$40,753.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5005 BRISTOL HILL DR, O FALLON, IL 62269-7346

Mortgage

Date	Sep 18, 2026

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	6.88%
Initial Type	Fixed Rate
Max Rate	-1%

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jul 23, 2021
Property Address	114 CENTRAL AVE, O FALLON, IL 62269-1713
Document Number	A02709112
Map Reference	MB 50 PG 10
Instrument Date	Jul 19, 2021
Instrument	A02709112
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	BENEDICK TITLE, BENEDICK TITLE INS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$307.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	114 CENTRAL AVE, O FALLON, IL 62269-1713
Investor	Possibly a Property Investor

Mortgage

Document Number	A02709113
Date	Jul 23, 2021
Instrument	A02709113

Lender

Name	ALTRA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.25%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Caseyville Township
Municipality	O'Fallon City
Elementary School District	Central School District 104 (KG - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,033.00 (+9.15%)	$57,406 (+10.11%) Land $5,570 Building $51,836	$172,218 (+10.11%) Land $16,710 Building $155,508
2024	$3,695.00	$52,136 (+27.31%) Land $5,059 Building $47,077	$156,408 (+27.31%) Land $15,177 Building $141,231
2022		$40,951 Land $4,387 Building $36,564	$122,853 Land $13,161 Building $109,692

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: ClearWave, Wisper ISP.

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