118 Central Ave, O Fallon, IL 62269 Property Records

St. Clair County property record for 118 Central Ave, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,296 sqft · built 1953
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Last Sale	$149,000 (May 2020)
Tax Bill	$3,222 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage Aug 2019 Sale & Mortgage
APN	`03-26-0-408-011`

Property Details

APN / Parcel Number

Primary APN	`03-26-0-408-011`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,296 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1985
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	11,326 sqft (0.26 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	180 sqft
Deck Area	88 sqft
Patio Area	396 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	118 CENTRAL AVE
City	O FALLON
State	IL
Zip	62269-1713
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIDGE PRAIRIE HEIGHTS 1ST ADD LOT/SEC-79 A02650696
Legal Subdivision	RIDGE PRAIRIE ADD
Legal Block	408
Legal Lot Number	79
Jurisdiction	ST CLAIR IL
Township / Civil Division	CASEYVILLE
Census Block Group	3
Census Block	3000
Census Tract	503414

Owner

118 Central Ave is owned and occupied by an individual who bought it in May 2020.

Source: St. Clair County records, as of September 21, 2026

Owner of Record	Individual Name on File
Mailing Address	118 CENTRAL AVE, O FALLON, IL 62269-1713
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2020	Warranty Deed, Transfer · Conventional with PMI WELLS FARGO BK
Aug 7, 2019	Warranty Deed, Transfer · VA Mortgage MICHIGAN MUTUAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2020 · Amount on File
Deed Sale	May 12, 2020 · Amount on File
Prior Sale	May 12, 2020 · Amount on File
Deed Document Number	20202650696
Record Updated	Oct 29, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	May 12, 2020
Property Address	118 CENTRAL AVE, O FALLON, IL 62269-1713
Document Number	00A2650696
Instrument Date	May 11, 2020
Instrument	2650696
Transaction Type	Transfer
Record Updated	Jun 4, 2020
Title Company	PRO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$224.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4244 CHOUTEAU AVE #114 ST LOUIS MO 631101706, 114, ST LOUIS, MO 63110-1706

Mortgage

Document Number	A2650697
Date	May 12, 2020
Instrument	2650697

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	May 11, 2035

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Aug 7, 2019
Property Address	118 CENTRAL AVE, O FALLON, IL 62269-1713
Document Number	00A2621836
Instrument Date	Aug 5, 2019
Instrument	2621836
Transaction Type	Transfer
Record Updated	Aug 22, 2019
Title Company	PROFESSIONAL TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	118 CENTRAL AVE O FALLON IL 622691713, O FALLON, IL 62269-1713

Mortgage

Document Number	A2621837
Date	Aug 7, 2019
Instrument	2621837

Lender

Name	MICHIGAN MUTUAL
Type	Funding / Finance Company
Address	PORT HURON, MI 48060

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 6, 2049

Interest

Rate	3.62%

Tax Assessment & Valuation

The 2025 property tax bill for 118 Central Ave was $3,222.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Caseyville Township
Municipality	O'Fallon City
Elementary School District	Central School District 104 (KG - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,222.00	$45,866 Land $4,033 Building $41,833	$137,598 Land $12,099 Building $125,499
2022		$32,804 Land $3,178 Building $29,626	$98,412 Land $9,534 Building $88,878

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 118 Central Ave; there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

No wildfire likelihood is modeled around 118 Central Ave, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: ClearWave, Wisper ISP.

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