120 Central Ave, O Fallon, IL 62269 Property Records

St. Clair County property record for 120 Central Ave, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	2 ba · 840 sqft · built 1954
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Tax Bill	$1,694 (2025)
Deeds & Mortgages	Sep 2017 Mortgage Aug 2017 Transfer
APN	`03-26-0-408-010`

Property Details

APN / Parcel Number

Primary APN	`03-26-0-408-010`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	840 sqft Living Area

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1985
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Mixed
Garage Area	512 sqft
Parking Spaces	2 Parking Spaces
Patio Area	272 sqft
Canopy	272 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	120 CENTRAL AVE
City	O FALLON
State	IL
Zip	62269-1713
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIDGE PRAIRIE HEIGHTS 1ST ADD LOT/SEC-78 DOC A02545931
Legal Subdivision	RIDGE PRAIRIE ADD
Legal Block	408
Legal Lot Number	78
Jurisdiction	ST CLAIR IL
Township / Civil Division	CASEYVILLE
Census Block Group	3
Census Block	3000
Census Tract	503414

Owner

120 Central Ave is owned and occupied by an individual who acquired it in August 2017.

Source: St. Clair County records, as of September 21, 2026

Owner of Record	Individual Name on File
Mailing Address	120 CENTRAL AVE, O FALLON, IL 62269-1713
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage SCOTT CU
Aug 2, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 1, 2017
Transfer Doc	00A2545931
Record Updated	Oct 29, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	120 CENTRAL AVE, O FALLON, IL 62269-1713
Document Number	00A2553744
Instrument Date	Sep 25, 2017
Transaction Type	Mortgage
Record Updated	Dec 4, 2017
Title Company	ILLINOIS TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 CENTRAL AVE O FALLON IL 622691713, O FALLON, IL 62269-1713

Mortgage

Document Number	00A2553744
Date	Oct 2, 2017
Instrument	2553744

Lender

Name	SCOTT CU
Type	Credit Union
Address	EDWARDSVILLE, IL 62025

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2047

Interest

Rate	3.75%

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CLAIR IL
Recording Date	Aug 2, 2017
Property Address	120 CENTRAL AVE, O FALLON, IL 62269-1713
Document Number	00A2545931
Instrument Date	Aug 1, 2017
Instrument	2545931
Transaction Type	Transfer
Record Updated	Nov 15, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 CENTRAL AVE O FALLON IL 622691713, O FALLON, IL 62269-1713

Tax Assessment & Valuation

The 2025 property tax bill for 120 Central Ave was $1,694 with exemptions applied, up 103.1% from the year before.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Caseyville Township
Municipality	O'Fallon City
Elementary School District	Central School District 104 (KG - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,694.00 (+103.12%) Homeowner's exemption Senior Citizen's exemption	$35,117 (+10.11%) Land $4,033 Building $31,084	$105,351 (+10.11%) Land $12,099 Building $93,252
2024	$834.00	$31,893 Land $3,663 Building $28,230	$95,679 Land $10,989 Building $84,690
2022		$24,445 Land $3,178 Building $21,267	$73,335 Land $9,534 Building $63,801

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 120 Central Ave; there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

No wildfire likelihood is modeled around 120 Central Ave, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: ClearWave, Wisper ISP.

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