St. Louis County property record for 122 Cascade Terrace Dr, Ballwin, MO 63021
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 842 sqft · built 1988 |
| Lot Size | 0.044 acres (1,920 sqft) |
| Owner | Individual Name on File |
| Last Sale | $135,000 (Jul 2016) |
| Tax Bill | $2,536 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage Apr 2020 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25R-43-1673 |
| Primary APN | 25R-43-1673 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 842 sqft Living Area |
| Gross Area | 1,094 sqft |
| 1st Floor Area | 828 sqft |
| Game Room | Game Room |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 1,920 sqft (0.044 acres) |
| Lot Dimensions | 32 ft deep x 33 ft wide |
| Garage Type | Attached |
| Garage Area | 252 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 10 sqft |
| Patio Area | 48 sqft |
| Balcony Area | 14 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 122 CASCADE TERRACE DR |
|---|---|
| City | BALLWIN |
| State | MO |
| Zip | 63021-7311 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | CASCADES PLAT TWO RESUB THE LOTS 5A 5D 6A 6D 7A 7D 8A 8D 9A 9D 13A 13F 14A 14E 15A 15F 19A & COMMON GROUND BDY ADJ LOT 9A 4 5 89 |
| Legal Subdivision | CASCADES PLAT TWO RESUB THE LOTS 5A 5D |
| Legal Lot Number | 5A |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | QUEENY |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 217932 |
122 Cascade Terrace Dr is owned and occupied by an individual who bought it in July 2016.
Source: St. Louis County records, as of September 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 122 CASCADE TERRACE DR, BALLWIN, MO 63021-7311 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TRUSTED FINANCIAL SERVICES INC |
| Apr 1, 2020 | Grant Deed, Transfer TRUE TITLE |
| Jan 9, 2017 | Deed of Trust, Mortgage · VA Mortgage LIBERTY LNDG CONSULTANTS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 29, 2016 · Amount on File |
| Deed Sale | Jul 29, 2016 · Amount on File |
| Prior Sale | Jun 30, 2016 · Amount on File |
| Deed Document Number | 2016340 |
| Deed Book / Page | 22123 / 434 |
| Prior Transfer Date | Jul 10, 2003 |
| Prior Transfer Doc | 0000000826 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 122 CASCADE TERRACE DR, BALLWIN, MO 63021-7311 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2021 |
| Title Company | FREEDOM TITLE LLC ST LOUIS |
| Name | Verified Name |
|---|
| Document Number | 0240141580 |
|---|---|
| Date | Apr 22, 2020 |
| Book Page | 24014/1580 |
| Instrument | 2020042200233 |
| Name | TRUSTED FINANCIAL SERVICES INC |
|---|---|
| Type | Lending Institution |
| Address | SAINT LOUIS, MO 63146 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Apr 1, 2020 |
| Property Address | 122 CASCADE TERRACE DR, BALLWIN, MO 63021-7311 |
| Document Number | 0239860171 |
| Book / Page | 023986 / 000171 |
| Instrument Date | Mar 19, 2020 |
| Instrument | 28 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2020 |
| Title Company | TRUE TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3320 RUE ROYALE ST #1 ST CHARLES MO 633018322, 1, ST CHARLES, MO 63301-8322 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 122 CASCADE TERRACE DR, BALLWIN, MO 63021-7311 |
| Document Number | 0223662278 |
| Instrument Date | Jan 9, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2018 |
| Title Company | FREEDOM TITLE |
| Name | Verified Name |
|---|---|
| Address | 122 CASCADE TERRACE DR BALLWIN MO 630217311, BALLWIN, MO 63021-7311 |
| Document Number | 0223662278 |
|---|---|
| Date | Jan 23, 2017 |
| Book Page | 022366/002278 |
| Instrument | 472 |
| Name | LIBERTY LNDG CONSULTANTS INC |
|---|---|
| Type | Funding / Finance Company |
| Address | SAINT LOUIS, MO 63146 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 22, 2047 |
The 2025 property tax bill for 122 Cascade Terrace Dr was $2,536, up 11.1% from the year before.
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Ballwin City |
| County | St. Louis County |
| Unified School District | Parkway C-2 School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $41,140 (-) Land $13,150 Building $27,990 | $216,500 (-) Land $69,200 Building $147,300 | |
| 2025 | $2,536.00 (+11.08%) | $41,140 Land $13,150 Building $27,990 | $216,500 Land $69,200 Building $147,300 |
| 2024 | $2,283.00 (+1.42%) | ||
| 2023 | $2,251.00 (+9.91%) | $35,040 (+19.43%) Land $9,860 Building $25,180 | $184,400 Land $51,900 Building $132,500 |
| 2022 | $2,048.00 | $29,340 Land $8,550 Building $20,790 | |
| 2021 | $154,400 Land $45,000 Building $109,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 122 Cascade Terrace Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 122 Cascade Terrace Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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