108 Cascade Terrace Dr, Ballwin, MO 63021 Property Records

St. Louis County property record for 108 Cascade Terrace Dr, Ballwin, MO 63021

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 932 sqft · built 1994
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$330,000 (Apr 2024)
Tax Bill	$3,424 (2025)
Deeds & Mortgages	Apr 2025 Mortgage Aug 2024 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`25R-43-2700`

Property Details

APN / Parcel Number

Primary APN	`25R-43-2700`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	932 sqft Living Area
Gross Area	1,588 sqft
1st Floor Area	914 sqft
Game Room	Game Room

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	86 ft deep x 49 ft wide
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	476 sqft
Deck Area	420 sqft
Patio Area	420 sqft
Balcony Area	18 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	108 CASCADE TERRACE DR
City	BALLWIN
State	MO
Zip	63021-7311
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	CASCADES PLAT FOUR (THE) LOT 15
Legal Subdivision	CASCADES PLAT FOUR (THE)
Legal Lot Number	15
Jurisdiction	ST LOUIS MO
Township / Civil Division	QUEENY
Census Block Group	3
Census Block	3000
Census Tract	217932

Owner

Source: St. Louis County records, as of October 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	907 PARMA DR, BALLWIN, MO 63021-6511
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2025	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Aug 27, 2024	Beneficiary Deed, Transfer
Apr 29, 2024	Warranty Deed, Transfer · Conventional Mortgage FIRST BANK
Jul 13, 2022	Warranty Deed, Transfer · Conventional Mortgage DAS ACQUISITION
Jun 6, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 24, 2018	Affidavit of Death, Mortgage WILLIAM J ALBERS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2024 · Amount on Record
Deed Sale	Apr 29, 2024 · Amount on Record
Prior Sale	Jul 13, 2022 · Amount on Record
Deed Document Number	2024429119
Prior Transfer Date	Apr 18, 2024
Prior Transfer Doc	0000000117
Record Updated	Oct 29, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	108 CASCADE TERRACE DR, BALLWIN, MO 63021-7311
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 CASCADEX TERRACE DR, BALLWIN, MO 63021-7311

Mortgage

Document Number	2025040700505
Date	Apr 7, 2025
Instrument	2025040700505

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

August 2024: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST LOUIS MO
Recording Date	Aug 27, 2024
Property Address	108 CASCADE TERRACE DR, BALLWIN, MO 63021-7311
Document Number	2024082700551
Map Reference	MB 328 PG 9&10
Instrument Date	Aug 26, 2024
Instrument	2024082700551
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	108 CASCADE TERRACE DR, BALLWIN, MO 63021-7311

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	907 PARMA DR, BALLWIN, MO 63021-6511
Investor	Possibly a Property Investor

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Apr 29, 2024
Property Address	108 CASCADE TERRACE DR, BALLWIN, MO 63021-7311
Document Number	2024042900119
Map Reference	MB 328 PG 9&10
Instrument Date	Apr 18, 2024
Instrument	2024042900119
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	INVESTORS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8754 N SAGUARO RIDGE RD, PARKER, CO 80138-6727

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 CASCADE TERRACE DR, BALLWIN, MO 63021-7311

Mortgage

Document Number	2024042900120
Date	Apr 29, 2024
Instrument	2024042900120

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jul 13, 2022
Property Address	108 CASCADE TERRACE DR, BALLWIN, MO 63021-7311
Document Number	2022071300401
Map Reference	MB 328 PG 9&10
Instrument Date	Jul 7, 2022
Instrument	2022071300401
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3096 POSTPORT LN, MARYLAND HEIGHTS, MO 63043-1340

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 CASCADE TERRACE DR, BALLWIN, MO 63021-7311
Investor	Possibly a Property Investor

Mortgage

Document Number	2022071300404
Date	Jul 13, 2022
Instrument	2022071300404

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jun 6, 2019
Property Address	108 CASCADE TERRACE DR, BALLWIN, MO 63021-7311
Document Number	0235570640
Book / Page	023557 / 000640
Instrument Date	Jun 6, 2019
Instrument	1029
Transaction Type	Transfer
Record Updated	Jul 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	108 CASCADE TERRACE DR BALLWIN MO 630217311, BALLWIN, MO 63021-7311

July 2018: Affidavit of Death, Mortgage

Document Type	Affidavit of Death
Jurisdiction	ST LOUIS MO
Recording Date	Jul 24, 2018
Property Address	108 CASCADE TERRACE DR, BALLWIN, MO 63021-7311
Document Number	0231220793
Book / Page	023122 / 000793
Instrument Date	Jul 18, 2018
Instrument	181
Transaction Type	Mortgage
Record Updated	Aug 1, 2018
Title Company	INVESTORS TITLE COMPANY-CLAYTON

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	108 CASCADE TERRACE DR BALLWIN MO 630217311, BALLWIN, MO 63021-7311

Mortgage

Document Number	231250227
Date	Jul 24, 2018
Book Page	023125/000227
Instrument	182

Lender

Name	WILLIAM J ALBERS
Address	1585 PEPPERHILL DR, FLORISSANT, MO 63033-2142

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Ballwin City
County	St. Louis County
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$55,690 (-) Land $19,800 Building $35,890	$293,100 (-) Land $104,200 Building $188,900
2025	$3,424.00 (+14.59%)	$55,690 (+21.07%) Land $19,800 Building $35,890	$293,100 (+21.07%) Land $104,200 Building $188,900
2024	$2,988.00 (+1.43%)
2023	$2,946.00 (+8.43%)	$46,000 (+18.16%) Land $14,840 Building $31,160	$242,100 (+18.16%) Land $78,100 Building $164,000
2022	$2,717.00	$38,930 Land $12,860 Building $26,070
2021			$204,900 Land $67,700 Building $137,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

108 Cascade Terrace Dr, Ballwin, MO 63021 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

April 2025: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2024: Beneficiary Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

April 2024: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2019: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

July 2018: Affidavit of Death, Mortgage

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Cascade Terrace Dr

Nearby Streets

Search Property Records by Address or Parcel Number