St. Louis County property record for 115 Cascade Terrace Dr, Ballwin, MO 63021
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,190 sqft · built 1994 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $156,000 (Jun 2002) |
| Tax Bill | $3,644 (2025) |
| Deeds & Mortgages | Mar 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 25R-43-2773 |
| Primary APN | 25R-43-2773 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,190 sqft Living Area |
| 1st Floor Area | 1,112 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 4,792 sqft (0.11 acres) |
| Lot Dimensions | 54 ft deep x 54 ft wide |
| Terrain | Above Road/Slope |
| Garage Type | Attached |
| Garage Area | 2 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 32 sqft |
| Patio Area | 32 sqft |
| Balcony Area | 78 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 115 CASCADE TERRACE DR |
|---|---|
| City | BALLWIN |
| State | MO |
| Zip | 63021-7312 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | CASCADES PLAT TWO RESUB (THE) LOTS 5A 5D 6A 6D 7A-7D 8A 8D 9A 9D 13A-13F 14A 14E 15A-15F & 19A-19D & COMMON GROUND BDY ADJ LOT 46 |
| Legal Subdivision | CASCADES PLAT TWO RESUB (THE) LOTS 5A 5D |
| Legal Lot Number | 5A |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | QUEENY |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 217932 |
Source: St. Louis County records, as of September 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 115 CASCADE TERRACE DR, BALLWIN, MO 63021-7312 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 24, 2002 · Amount on Record |
| Deed Sale | Jun 24, 2002 · Amount on Record |
| Deed Document Number | 2002820 |
| Deed Book / Page | 13927 / 1378 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 115 CASCADE TERRACE DR, BALLWIN, MO 63021-7312 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | 115 CASCADE TERRACE DR, BALLWIN, MO 63021-7312 |
| Document Number | 0247585659 |
|---|---|
| Date | Mar 29, 2021 |
| Book Page | 24758/5659 |
| Instrument | 2021032900766 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Address | BALLWIN, MO 63021 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Ballwin City |
| County | St. Louis County |
| Unified School District | Parkway C-2 School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $59,300 (-) Land $18,830 Building $40,470 | $312,100 (-) Land $99,100 Building $213,000 | |
| 2025 | $3,644.00 (+13.66%) | $59,300 (+20.06%) Land $18,830 Building $40,470 | $312,100 (+20.08%) Land $99,100 Building $213,000 |
| 2024 | $3,206.00 (+1.39%) | ||
| 2023 | $3,162.00 (+9.72%) | $49,390 (+19.62%) Land $14,140 Building $35,250 | $259,900 (+19.6%) Land $74,400 Building $185,500 |
| 2022 | $2,882.00 | $41,290 Land $12,240 Building $29,050 | |
| 2021 | $217,300 Land $64,400 Building $152,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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