St. Louis County property record for 126 Cascade Terrace Dr, Ballwin, MO 63021
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,200 sqft · built 1988 |
| Lot Size | 0.04 acres (1,742 sqft) |
| Owner | Individual Name on File |
| Last Sale | $200,000 (May 2022) |
| Tax Bill | $2,433 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Sep 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25R-43-1343 |
| Primary APN | 25R-43-1343 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,200 sqft Living Area |
| Gross Area | 1,452 sqft |
| 1st Floor Area | 576 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 1,742 sqft (0.04 acres) |
| Lot Dimensions | 24 ft deep x 24 ft wide |
| Garage Type | Attached |
| Garage Area | 252 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
| Porch Area | 48 sqft |
| Patio Area | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 126 CASCADE TERRACE DR |
|---|---|
| City | BALLWIN |
| State | MO |
| Zip | 63021-7311 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | CASCADES PLAT TWO RESUB (THE) 5 6 88 LOT 9C |
| Legal Subdivision | CASCADES PLAT TWO RESUB (THE) |
| Legal Lot Number | 9C |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | QUEENY |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 217932 |
126 Cascade Terrace Dr is owned and occupied by an individual who bought it in May 2022.
Source: St. Louis County records, as of October 8, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 126 CASCADE TERRACE DR, BALLWIN, MO 63021-7311 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 19, 2022 | Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY CU |
| Sep 27, 2018 | Deed of Trust, Mortgage FIRST BK MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 19, 2022 · Amount on File |
| Deed Sale | May 19, 2022 · Amount on File |
| Prior Sale | Feb 16, 2006 · Amount on File |
| Deed Document Number | 2022519675 |
| Prior Transfer Date | Nov 30, 2016 |
| Prior Transfer Doc | 0222990736 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | May 19, 2022 |
| Property Address | 126 CASCADE TERRACE DR, BALLWIN, MO 63021-7311 |
| Document Number | 2022051900675 |
| Map Reference | MB 266 PG 68 |
| Instrument Date | May 7, 2022 |
| Instrument | 2022051900675 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2026 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 126 CASCADE TERRACE DR, BALLWIN, MO 63021-7311 |
| Document Number | 2022051900676 |
|---|---|
| Date | May 19, 2022 |
| Instrument | 2022051900676 |
| Name | FIRST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 126 CASCADE TERRACE DR, BALLWIN, MO 63021-7311 |
| Document Number | 0232204177 |
| Instrument Date | Sep 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2019 |
| Title Company | TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 126 CASCADE TERRACE DR BALLWIN MO 630217311, BALLWIN, MO 63021-7311 |
| Document Number | 0232204177 |
|---|---|
| Date | Oct 2, 2018 |
| Book Page | 023220/004177 |
| Instrument | 760 |
| Name | FIRST BK MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAINT LOUIS, MO 63141 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 1, 2048 |
The 2025 property tax bill for 126 Cascade Terrace Dr was $2,433, up 3.9% from the year before.
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Ballwin City |
| County | St. Louis County |
| Unified School District | Parkway C-2 School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $39,450 (-) Land $12,810 Building $26,640 | $207,600 (-) Land $67,400 Building $140,200 | |
| 2025 | $2,433.00 (+3.93%) | $39,450 Land $12,810 Building $26,640 | $207,600 Land $67,400 Building $140,200 |
| 2024 | $2,341.00 (+1.43%) | ||
| 2023 | $2,308.00 (+7.4%) | $35,940 (+16.69%) Land $9,610 Building $26,330 | $189,200 Land $50,600 Building $138,600 |
| 2022 | $2,149.00 | $30,800 Land $8,550 Building $22,250 | |
| 2021 | $162,100 Land $45,000 Building $117,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 126 Cascade Terrace Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 126 Cascade Terrace Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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