12198 S 103rd E Ave, Bixby, OK 74008 Property Records

Tulsa County property record for 12198 S 103rd E Ave, Bixby, OK 74008

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,568 sqft · built 2014
Lot Size	0.185 acres (8,102 sqft)
Owner	Individual Name on File
Last Sale	$349,000 (May 2021)
Tax Bill	$5,282 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`57646-74-06-65550`

Property Details

APN / Parcel Number

Primary APN	`57646-74-06-65550`
Alternative APN	`R57646740665550`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,568 sqft Living Area
Laundry Room	Laundry Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Exterior Material	Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,102 sqft (0.185 acres)
Garage Type	Built-in
Garage Area	679 sqft
Porch	Porch
Porch Area	154 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R57646740665550
Street Address	12198 S 103RD EAST AVE
City	BIXBY
State	OK
Zip	74008-3002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS3
Legal Description	LOT 18 BLOCK 1
Legal Range	14E
Legal Township	17N
Legal Section	06
Legal Subdivision	CHISHOLM RANCH VILLAS
Legal Block	1
Legal Lot Number	18
Jurisdiction	TULSA OK
Township / Civil Division	TULSA
Census Block Group	1
Census Block	1010
Census Tract	7532

Owner

12198 S 103rd E Ave is owned and occupied by an individual who bought it in May 2021.

Source: Tulsa County records, as of January 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	12198 S 103RD EAST AVE, BIXBY, OK 74008-3002
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2023	Deed of Trust, Mortgage · Line of Credit WESTREET FCU
May 13, 2021	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2021 · Amount on File
Deed Sale	May 13, 2021 · Amount on File
Prior Sale	Sep 19, 2014 · Amount on File
Deed Document Number	2021055541
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TULSA OK
Property Address	12198 S 103RD EAST AVE, BIXBY, OK 74008-3002
Transaction Type	Mortgage
Record Updated	Sep 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000074626
Date	Sep 14, 2023
Instrument	2023074626

Lender

Name	WESTREET FCU
Type	Credit Union
Address	TULSA, OK 74129

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 13, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TULSA OK
Recording Date	May 13, 2021
Property Address	12198 S 103RD EAST AVE, BIXBY, OK 74008-3002
Document Number	0000055541
Map Reference	PL 6324
Instrument Date	Mar 22, 2021
Instrument	2021055541
Transaction Type	Transfer
Record Updated	May 28, 2021
Title Company	NOT AVAILABLE, MULTIPLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$523.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12198 S 103RD EAST AVE, BIXBY, OK 74008-3002

Mortgage

Document Number	0000055542
Date	May 13, 2021
Instrument	2021055542

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 12198 S 103rd E Ave was $5,282 with a homeowner's exemption.

Source: Tulsa County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
Municipality	Bixby City
County	Tulsa County
Unified School District	Bixby Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,282.00 Homeowner's exemption	$40,950 Land $5,182 Building $35,768	$434,600 Land $55,000 Building $379,600
2023	$4,972.00 (+3.09%)	$38,541 (+3.08%) Land $5,538 Building $33,003	$382,733 (+9.67%) Land $55,000 Building $327,733
2022	$4,823.00 Homeowner's exemption	$37,390 Land $5,892 Building $31,498	$349,000 Land $55,000 Building $294,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12198 S 103rd E Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2015–2019)
Most Recent Claim	May 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12198 S 103rd E Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.7% of Oklahoma
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIXBY PUBLIC WORKS AUTHORITY serves 18,750 people · EPA ID OK3007243
Water Source	Purchased surface water from TULSA
Last State Inspection	Dec 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: BTC Broadband.

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