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12197 Cedar Trace Dr N, Jacksonville, FL 32246 Property Records

Duval County property record for 12197 Cedar Trace Dr N, Jacksonville, FL 32246 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,220 sqft · built 2002
Lot Size0.273 acres (11,873 sqft)
OwnerIndividual Name on File
Last Sale$330,000 (Mar 2019)
Tax Bill$5,715 (2025)
Deeds & MortgagesJan 2022 Mortgage
Mar 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN165286-7985

Property Details

APN / Parcel Number

Primary APN165286-7985

Interior

Bedrooms5 Beds
Full Baths4 Baths
Stories2 Stories
Building Area3,220 sqft Living Area
Gross Area3,833 sqft
1st Floor Area2,478 sqft
Upper Floors Area367 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialCombination
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area11,873 sqft (0.273 acres)
Lot Dimensions184 ft deep x 64 ft wide
Garage TypeAttached
Garage Area520 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area186 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address12197 CEDAR TRACE DR N
CityJACKSONVILLE
StateFL
Zip32246-9344
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description54-16 28-2S-28E .27 WINDSOR CHASE UNIT 1 LOT 31
Legal Range28E
Legal Township02S
Legal Section28
Legal SubdivisionWINDSOR CHASE UNIT 1
Legal Lot Number31
Legal Unit1
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE EAST
Census Block Group4
Census Block4000
Census Tract14312

Owner

Source: Duval County records · APN 165286-7985

Assessment roll updated June 3, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address12197 CEDAR TRACE DR N, JACKSONVILLE, FL 32246-9344
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 31, 2022Deed of Trust, Mortgage · Conventional Mortgage
NEWREZ LLC
Mar 24, 2020Deed of Trust, Mortgage · FHA Mortgage
NEWREZ LLC
Mar 25, 2019Warranty Deed, Transfer · FHA Mortgage
WATSON MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 25, 2019 · Amount on Record
Deed SaleMar 25, 2019 · Amount on Record
Prior SaleJan 10, 2003 · Amount on Record
Deed Document Number201965040
Deed Book / Page18728 / 754
Record UpdatedSep 20, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address12197 CEDAR TRACE DR N, JACKSONVILLE, FL 32246-9344
Transaction TypeMortgage
Record UpdatedFeb 16, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address12197 CEDAR TRACE DR, JACKSONVILLE, FL 32246-9344

Mortgage

Document Number0201211223
DateJan 31, 2022
Book Page20121/1223
Instrument2022026889
Lender
NameNEWREZ LLC
TypeMortgage Company
AddressFORT WASHINGTON, PA 19034
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term337 Months
DueFeb 01, 2050

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address12197 CEDAR TRACE DR N, JACKSONVILLE, FL 32246-9344
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0191530306
DateMar 24, 2020
Book Page19153/306
Instrument2020069089
Lender
NameNEWREZ LLC
TypeNon-Lending Institution
AddressFORT WASHINGTON, PA 19034
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2050

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateMar 25, 2019
Property Address12197 CEDAR TRACE DR N, JACKSONVILLE, FL 32246-9344
Document Number0187280754
Book / Page18728 / 0754
Map ReferenceMB 54 PG 16&16A-16D
Instrument DateMar 12, 2019
Instrument2019065040
Transaction TypeTransfer
Record UpdatedDec 22, 2021
Title CompanyOSBORNE & SHEFFIELD TTL SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,310.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address11251 CAMPFIELD DR UNIT 3410, 11251, JACKSONVILLE, FL 32256-3933

Transferred To (Grantee/Buyer)

NameVerified Name
Address12197 CEDAR TRACE DR N, JACKSONVILLE, FL 32246-9344

Mortgage

Document Number2019065041
DateMar 25, 2019
Instrument2019065041
Lender
NameWATSON MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2049

Tax Assessment & Valuation

Source: Duval County records · Assessment roll updated June 3, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountyDuval County
MunicipalityJacksonville City
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$351,127 (+2.7%)$521,546 (+2.33%) Land $121,909 Building $399,637
2025$5,715.00 (+5.54%) Homeowner's exemption$341,896 (+5.99%)$509,671 (+5.15%) Land $120,000 Building $389,671
2024$5,415.00 (+2.75%)
2023$5,270.00 (+9.02%) Homeowner's exemption$322,584 (+3%)$484,691 (+0.44%) Land $90,000 Building $394,691
2022$4,834.00 Homeowner's exemption$313,189$482,566 Land $75,000 Building $407,566

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Duval County (12031C), updated June 11, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120310143124, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 24 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies24 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 344 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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