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12192 Cedar Trace Dr N, Jacksonville, FL 32246 Property Records

Duval County property record for 12192 Cedar Trace Dr N, Jacksonville, FL 32246

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,091 sqft · built 2002
Lot Size0.297 acres (12,951 sqft)
Owner2 Company Names on File
Last Sale$307,000 (Jun 2018)
Tax Bill$7,545 (2025)
Deeds & MortgagesMar 2026 Transfer
Nov 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN165286-8205

Property Details

APN / Parcel Number

Primary APN165286-8205

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,091 sqft Living Area
Gross Area2,722 sqft
1st Floor Area1,767 sqft
Upper Floors Area324 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialCombination
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area12,951 sqft (0.297 acres)
Lot Dimensions200 ft deep x 127 ft wide
View / LotPond
Garage TypeAttached
Garage Area478 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area153 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address12192 CEDAR TRACE DR N
CityJACKSONVILLE
StateFL
Zip32246-9346
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description54-16 28-2S-28E .30 WINDSOR CHASE UNIT 1 LOT 75
Legal Range28E
Legal Township02S
Legal Section28
Legal SubdivisionWINDSOR CHASE UNIT 1
Legal Lot Number75
Legal Unit1
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE EAST
Census Block Group4
Census Block4002
Census Tract14312

Owner

Source: Duval County assessment roll, APN 165286-8205, as of June 3, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address14156 BACKBARRIER RD, JACKSONVILLE, FL 32224-7000
Owner TypeCompany
VestingTrust, Family Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Mar 02, 2026Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Nov 26, 2019Deed of Trust, Mortgage · Conventional with PMI
PARAMOUNT BK
Jun 26, 2018Warranty Deed, Transfer
NAVY FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 26, 2018 · Amount on Record
Deed SaleJun 26, 2018 · Amount on Record
Prior SaleJul 30, 2009 · Amount on Record
Deed Document Number2018149983
Deed Book / Page18434 / 1222
Last Transfer DateFeb 11, 2026
Transfer Doc0218070815
Record UpdatedSep 20, 2026

March 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDUVAL FL
Recording DateMar 02, 2026
Property Address12192 CEDAR TRACE DR N, JACKSONVILLE, FL 32246-9346
Document Number0218070815
Book / Page21807 / 815
Map ReferenceMB 54 PG 16,16A-16D
Instrument DateFeb 11, 2026
Instrument2026046452
Transaction TypeTransfer
Record UpdatedMar 17, 2026
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address14156 BACKBARRIER RD, JACKSONVILLE, FL 32224-7000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Revocable Trust
Address14156 BACKBAMER RD, JACKSONVILLE, FL 32224

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address12192 CEDAR TRACE DR N, JACKSONVILLE, FL 32246-9346
Document Number0190221222
Instrument DateNov 26, 2019
Transaction TypeMortgage
Record UpdatedDec 16, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address12192 CEDAR TRACE DR N JACKSONVILLE FL 322469346, JACKSONVILLE, FL 32246-9346

Mortgage

Document Number0190221222
DateDec 03, 2019
Book Page019022/001222
Instrument275679
Lender
NamePARAMOUNT BK
TypeBank
AddressCREVE COEUR, MO 63141
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueDec 02, 2049
Interest
Rate4%

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateJun 26, 2018
Property Address12192 CEDAR TRACE DR N, JACKSONVILLE, FL 32246-9346
Document Number0184341222
Book / Page018434 / 001222
Instrument DateJun 22, 2018
Instrument149983
Transaction TypeTransfer
Record UpdatedJul 13, 2018
Title CompanyAMERICAS CHOICE TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,149.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address12192 CEDAR TRACE DR N JACKSONVILLE FL 322469346, JACKSONVILLE, FL 32246-9346

Mortgage

Document Number184341224
DateJun 26, 2018
Book Page018434/001224
Instrument149984
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
AmountAmount Recorded
Term360 Months
DueJun 25, 2048

Tax Assessment & Valuation

Source: Duval County assessment roll as of June 3, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountyDuval County
MunicipalityJacksonville City
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$413,457 (+2.17%) Land $120,000 Building $293,457$413,457 (+2.17%) Land $120,000 Building $293,457
2025$7,545.00 (+5.16%)$404,672 (+7.01%) Land $120,000 Building $284,672$404,672 (+7.01%) Land $120,000 Building $284,672
2024$7,175.00 (+2.73%)
2023$6,984.00 (+92.34%)$378,179 (+55.1%) Land $90,000 Building $288,179$378,179 (+1.45%) Land $90,000 Building $288,179
2022$3,631.00 Homeowner's exemption$243,824$372,774 Land $75,000 Building $297,774

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Duval County (12031C), as of June 11, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120310143124, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 24 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies24 in force

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 344 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL2161328, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemJEA MAJOR GRID
serves 826,664 people
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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