Duval County property record for 12191 Cedar Trace Dr N, Jacksonville, FL 32246
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,971 sqft · built 2001 |
| Lot Size | 0.348 acres (15,146 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $212,500 (Nov 2001) |
| Tax Bill | $4,112 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 165286-7990 |
| Primary APN | 165286-7990 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,971 sqft Living Area |
| Gross Area | 3,718 sqft |
| 1st Floor Area | 2,971 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 15,146 sqft (0.348 acres) |
| Lot Dimensions | 148 ft deep x 64 ft wide |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 285 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 12191 CEDAR TRACE DR N |
|---|---|
| City | JACKSONVILLE |
| State | FL |
| Zip | 32246-9344 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 54-16 28-2S-28E .35 WINDSOR CHASE UNIT 1 LOT 32 |
| Legal Range | 28E |
| Legal Township | 02S |
| Legal Section | 28 |
| Legal Subdivision | WINDSOR CHASE UNIT 1 |
| Legal Lot Number | 32 |
| Legal Unit | 1 |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE EAST |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 14312 |
Source: Duval County records, as of June 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12191 CEDAR TRACE DR N, JACKSONVILLE, FL 32246-9344 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 14, 2023 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Apr 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 7, 2001 · Amount on Record |
| Deed Sale | Nov 7, 2001 · Amount on Record |
| Deed Document Number | 2001284970 |
| Deed Book / Page | 10219 / 2286 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 12191 CEDAR TRACE DR N, JACKSONVILLE, FL 32246-9344 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2023 |
| Name | Verified Name |
|---|---|
| Address | 12191 CEDER TRAE, JACKSONVILLE, FL 32246 |
| Document Number | 0207782120 |
|---|---|
| Date | Aug 14, 2023 |
| Book Page | 20778/2120 |
| Instrument | 2023168729 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 12191 CEDAR TRACE DR N, JACKSONVILLE, FL 32246-9344 |
| Document Number | 0191971561 |
| Instrument Date | Apr 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2020 |
| Title Company | NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12191 CEDAR TRACE DR N JACKSONVILLE FL 322469344, JACKSONVILLE, FL 32246-9344 |
| Document Number | 0191971561 |
|---|---|
| Date | May 6, 2020 |
| Book Page | 019197/001561 |
| Instrument | 94813 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 5, 2035 |
Source: Duval County assessment roll, as of June 3, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Duval County |
| Municipality | Jacksonville City |
| Unified School District | Duval County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $258,301 (+2.7%) | $515,645 (+2.34%) Land $120,000 Building $395,645 | |
| 2025 | $4,112.00 (+6.92%) Homeowner's exemption | $251,511 (+5.99%) | $503,834 (+5.27%) Land $120,000 Building $383,834 |
| 2024 | $3,846.00 (+2.89%) | ||
| 2023 | $3,738.00 (+9.17%) Homeowner's exemption | $237,304 (+3%) | $478,626 (+0.42%) Land $90,000 Building $388,626 |
| 2022 | $3,424.00 Homeowner's exemption | $230,393 | $476,632 Land $75,000 Building $401,632 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 24 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 24 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
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