12173 Cedar Trace Dr N, Jacksonville, FL 32246 Property Records

Duval County property record for 12173 Cedar Trace Dr N, Jacksonville, FL 32246

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,867 sqft · built 2001
Lot Size0.199 acres (8,650 sqft)
Owner2 Individual Names on Record
Last Sale$250,000 (Jun 2007)
Tax Bill$2,983 (2025)
Deeds & MortgagesDec 2021 Transfer
Sep 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN165286-8005

Property Details

APN / Parcel Number

Primary APN165286-8005

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,867 sqft Living Area
Gross Area2,396 sqft
1st Floor Area1,867 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area8,650 sqft (0.199 acres)
Lot Dimensions130 ft deep x 70 ft wide
Garage TypeAttached
Garage Area483 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area46 sqft
Patio Area336 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address12173 CEDAR TRACE DR N
CityJACKSONVILLE
StateFL
Zip32246-9344
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description54-16 28-2S-28E .20 WINDSOR CHASE UNIT 1 LOT 35
Legal Range28E
Legal Township02S
Legal Section28
Legal SubdivisionWINDSOR CHASE UNIT 1
Legal Lot Number35
Legal Unit1
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE EAST
Census Block Group4
Census Block4000
Census Tract14312

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12173 CEDAR TRACE DR N, JACKSONVILLE, FL 32246-9344
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 21, 2021Intrafamily Transfer, Transfer
Sep 10, 2019Deed of Trust, Mortgage · VA Mortgage
EMBRACE HM LOANS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 6, 2007 · Amount on Record
Deed SaleJun 6, 2007 · Amount on Record
Prior SaleSep 25, 2001
Deed Document Number2007185886
Deed Book / Page14019 / 2088
Last Transfer DateDec 20, 2021
Transfer Doc0200671171
Record UpdatedOct 29, 2026

December 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDUVAL FL
Recording DateDec 21, 2021
Property Address12173 CEDAR TRACE DR N, JACKSONVILLE, FL 32246-9344
Document Number0200671171
Book / Page20067 / 1171
Map ReferenceMB 54 PG 16&16A-16D
Instrument DateDec 20, 2021
Instrument2021335710
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Living Trust
Address12173 CEDAR TRACE DR N, JACKSONVILLE, FL 32246-9344

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address12173 CEDAR TRACE DR N, JACKSONVILLE, FL 32246-9344
Document Number0189451161
Instrument DateSep 10, 2019
Transaction TypeMortgage
Record UpdatedOct 28, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address12173 CEDAR TRACE DR N JACKSONVILLE FL 322469344, JACKSONVILLE, FL 32246-9344

Mortgage

Document Number0189451161
DateSep 25, 2019
Book Page018945/001161
Instrument222396
Lender
NameEMBRACE HM LOANS
TypeFunding / Finance Company
AddressMIDDLETOWN, RI 02842
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 24, 2049

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyDuval County
MunicipalityJacksonville City
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$194,155 (+2.7%)$370,435 (-0.69%) Land $121,327 Building $249,108
2025$2,983.00 (+8.83%) Homeowner's exemption$189,051 (+5.99%)$373,007 (+7.72%) Land $120,000 Building $253,007
2024$2,741.00 (+3.08%)
2023$2,659.00 (+9.51%) Homeowner's exemption$178,373 (+3%)$346,278 (+1.95%) Land $90,000 Building $256,278
2022$2,428.00 Homeowner's exemption$173,178$339,662 Land $75,000 Building $264,662

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 24 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies24 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250

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