1219 Silver Oak Cir, Normal, IL 61761 Property Records

McLean County property record for 1219 Silver Oak Cir, Normal, IL 61761

Property Summary

Property Type	Single Family Home
Details	1,849 sqft · built 2015
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$430,000 (Apr 2019)
Tax Bill	$14,900 (2024)
Deeds & Mortgages	Nov 2019 Mortgage Dec 2014 Construction Loan + 5 more
Flood Zone	Zone X (minimal risk)
APN	`15-19-101-035`

Property Details

APN / Parcel Number

Primary APN	`15-19-101-035`

Interior

Stories	1 Story
Building Area	1,849 sqft Living Area
1st Floor Area	1,849 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Lot Area	13,068 sqft (0.3 acres)

Location & Zoning

Street Address	1219 SILVER OAK CIR
City	NORMAL
State	IL
Zip	61761-9401
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SILVER OAK ESTATES SUB LT 13
Legal Range	03E
Legal Township	24N
Legal Section	19
Legal Subdivision	SILVER OAK ESTATES
Legal Lot Number	13
Jurisdiction	MCLEAN IL
Township / Civil Division	TOWANDA
Census Block Group	5
Census Block	5107
Census Tract	5102

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1219 SILVER OAK CIR, NORMAL, IL 61761-9401
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE MORTGAGE SERFVICES L LC
Dec 31, 2014	Deed of Trust, Mortgage · Construction Mortgage HEARTLAND BANK AND TRUST CO
Apr 15, 2019	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE SERVICES III LLC
Apr 15, 2019	Warranty Deed, Transfer BURNETT TITLE, BURNET TITLE
Dec 1, 2016	Warranty Deed, Transfer CEFCU
Oct 10, 2013	Warranty Deed, Construction Loan · Line of Credit HEARTLAND BANK & TRUST CO
Jul 12, 2013	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2019 · Amount on Record
Deed Sale	Apr 15, 2019 · Amount on Record
Prior Sale	Apr 15, 2019 · Amount on Record
Deed Document Number	20195350
Record Updated	Jun 8, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1219 SILVER OAK CIR, NORMAL, IL 61761-9401
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900018609
Date	Nov 7, 2019
Instrument	2019-00018609

Lender

Name	FIRST STATE MORTGAGE SERFVICES L LC
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

Interest

Rate Type	Fixed Rate
Rate	3.75%

December 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1219 SILVER OAK CIR, NORMAL, IL 61761-9401
Transaction Type	Mortgage
Record Updated	Apr 13, 2026
Title Company	FIRST COUNTY TITLE, FIRST COMMUNITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	201400023678
Date	Dec 31, 2014
Instrument	2014-00023678

Lender

Name	HEARTLAND BANK AND TRUST CO
Address	BLOOMINGTON, IL 61702

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Apr 15, 2019
Property Address	1219 SILVER OAK CIR, NORMAL, IL 61761-9401
Document Number	201900005350
Map Reference	DOC 2006-12043
Instrument Date	Mar 22, 2019
Instrument	2019-00005350
Transaction Type	Transfer
Record Updated	Apr 13, 2026
Title Company	BURNETT TITLE, BURNET TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$645.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1219 SILVER OAK CIR, NORMAL, IL 61761-9401

Mortgage

Document Number	201900005351
Date	Apr 15, 2019
Instrument	2019-00005351

Lender

Name	MORTGAGE SERVICES III LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4.5%

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Apr 15, 2019
Property Address	1219 SILVER OAK CIR, NORMAL, IL 61761-9401
Document Number	201900005349
Map Reference	DOC 20016-12043
Instrument Date	Mar 4, 2019
Instrument	2019-00005349
Transaction Type	Transfer
Record Updated	Apr 13, 2026
Title Company	BURNETT TITLE, BURNET TITLE

Transaction

Amount	Amount Recorded
Tax	$645.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 APPLE RIDGE RD, DANBURY, CT 06810-7301

December 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Dec 1, 2016
Property Address	1219 SILVER OAK CIR, NORMAL, IL 61761-9401
Document Number	201600022990
Map Reference	DOC2006-12043
Instrument Date	Nov 26, 2016
Instrument	2016-00022990
Transaction Type	Transfer
Record Updated	Apr 13, 2026
Title Company	FIRST COUNTY TITLE, FIRST COMMUNITY TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$418.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1219 SILVER OAK CIR, NORMAL, IL 61761-9401

Mortgage

Document Number	201600022992
Date	Dec 1, 2016
Instrument	2016-00022992

Lender

Name	CEFCU
Type	Non-Lending Institution

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2046

October 2013: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Oct 10, 2013
Property Address	1219 SILVER OAK CIR, NORMAL, IL 61761-9401
Document Number	201300025850
Map Reference	DOC2006-12043
Instrument Date	Oct 4, 2013
Instrument	2013-00025850
Transaction Type	Construction Loan
Record Updated	Apr 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$930.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3807 GENERAL ELECTRIC RD STE 3, 3, BLOOMINGTON, IL 61704-4194
Investor	Possibly a Property Investor

Mortgage

Document Number	201300025852
Date	Oct 10, 2013
Instrument	2013-00025852

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank
Address	BLOOMINGTON, IL 61702

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Oct 4, 2014

July 2013: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jul 12, 2013
Property Address	1219 SILVER OAK CIR, NORMAL, IL 61761-9401
Document Number	201300017914
Map Reference	DOC2006-00012043
Instrument Date	Jul 3, 2013
Instrument	2013-00017914
Transaction Type	Transfer
Record Updated	Apr 13, 2026

Transaction

Amount	Amount Recorded
Tax	$975.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2203 EASTLAND DR STE 8, 8, BLOOMINGTON, IL 61704-7924

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 NORTHCREST CT, BLOOMINGTON, IL 61701-3405
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Towanda Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$207,105 (+21.55%) Land $37,495 Building $169,610	$621,315 (+21.55%) Land $112,485 Building $508,830
2024	$14,900.00 (+6.93%)
2023	$13,935.00	$170,387 Land $30,847 Building $139,540	$511,161 Land $92,541 Building $418,620

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1979–2021)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Oct 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAL serves 52,736 people · EPA ID IL1130900
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Pavlov Media.

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