1223 Silver Oak Cir, Normal, IL 61761 Property Records

McLean County property record for 1223 Silver Oak Cir, Normal, IL 61761 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	1,866 sqft · built 2014
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$460,500 (Dec 2014)
Tax Bill	$15,170 (2024)
Deeds & Mortgages	Dec 2014 Sale & Mortgage Oct 2013 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-19-101-037`

Property Details

APN / Parcel Number

Primary APN	`15-19-101-037`

Interior

Stories	1 Story
Building Area	1,866 sqft Living Area
1st Floor Area	1,866 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Aluminum/Vinyl
Lot Area	13,068 sqft (0.3 acres)

Location & Zoning

Street Address	1223 SILVER OAK CIR
City	NORMAL
State	IL
Zip	61761-9401
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SILVER OAK ESTATES SUB LT 15
Legal Range	03E
Legal Township	24N
Legal Section	19
Legal Subdivision	SILVER OAK ESTATES
Legal Lot Number	15
Jurisdiction	MCLEAN IL
Township / Civil Division	TOWANDA
Census Block Group	5
Census Block	5107
Census Tract	5102

Owner

Source: McLean County records · APN 15-19-101-037

Assessment roll updated April 8, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1223 SILVER OAK CIR, NORMAL, IL 61761-9401
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 02, 2014	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CEFCU
Oct 10, 2013	Warranty Deed, Construction Loan
Jul 12, 2013	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 02, 2014 · Amount on Record
Deed Sale	Dec 02, 2014 · Amount on Record
Prior Sale	Oct 10, 2013 · Amount on Record
Deed Document Number	201421171
Record Updated	Jun 08, 2026

December 2014: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Dec 02, 2014
Property Address	1223 SILVER OAK CIR, NORMAL, IL 61761-9401
Document Number	201400021171
Map Reference	DOC2006-12043
Instrument Date	Nov 21, 2014
Instrument	2014-00021171
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 13, 2026
Title Company	FIRST COUNTY TITLE, FIRST COMMUNITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$690.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1223 SILVER OAK CIR, NORMAL, IL 61761-9401
Investor	Possibly a Property Investor

Mortgage

Document Number	201400021172
Date	Dec 02, 2014
Instrument	2014-00021172

Lender

Name	CEFCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 01, 2029

Interest

Rate Type	Fixed Rate
Rate	3%

October 2013: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Oct 10, 2013
Property Address	1223 SILVER OAK CIR, NORMAL, IL 61761-9401
Document Number	201300025850
Map Reference	DOC2006-12043
Instrument Date	Oct 04, 2013
Instrument	2013-00025850
Transaction Type	Construction Loan
Record Updated	Apr 13, 2026

Transaction

Amount	Amount Recorded
Tax	$930.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3807 GENERAL ELECTRIC RD STE 3, 3, BLOOMINGTON, IL 61704-4194
Investor	Possibly a Property Investor

July 2013: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jul 12, 2013
Property Address	1223 SILVER OAK CIR, NORMAL, IL 61761-9401
Document Number	201300017914
Map Reference	DOC2006-00012043
Instrument Date	Jul 03, 2013
Instrument	2013-00017914
Transaction Type	Transfer
Record Updated	Apr 13, 2026

Transaction

Amount	Amount Recorded
Tax	$975.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2203 EASTLAND DR STE 8, 8, BLOOMINGTON, IL 61704-7924

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 NORTHCREST CT, BLOOMINGTON, IL 61701-3405
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: McLean County records · Assessment roll updated April 8, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Towanda Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$216,160 (+21.55%) Land $38,119 Building $178,041	$648,480 (+21.55%) Land $114,357 Building $534,123
2024	$15,170.00 (+7.26%)
2023	$14,143.00	$177,837 Land $31,361 Building $146,476	$533,511 Land $94,083 Building $439,428

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McLean County (17113C), updated June 27, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171130051025, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1979–2021)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Oct 2021, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 333 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Metronet Holdings	Fiber	5,120 / 5,120
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Benton Ridge Telephone Company	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Pavlov Media. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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