12186 Windpointe Pass, Carmel, IN 46033 Property Records

Hamilton County property record for 12186 Windpointe Pass, Carmel, IN 46033

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 4,757 sqft · built 1995
Lot Size	0.61 acres (26,572 sqft)
Owner	Individual Name on Record
Last Sale	$750,000 (Oct 2022)
Tax Bill	$6,440 (2024)
Deeds & Mortgages	Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-10-33-014-018.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-10-33-014-018.000-018`
Alternative APN	`1610330014018000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	17 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	4,757 sqft Living Area
1st Floor Area	2,465 sqft
Attic	Attic
Attic Area	759 sqft
Basement Area	964 sqft
Finished Basement	112 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Architectural Style	Other
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	26,572 sqft (0.61 acres)
Lot Dimensions	220 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	713 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1610330014018000
Street Address	12186 WINDPOINTE PASS
City	CARMEL
State	IN
Zip	46033-9519
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .61, SECTION 33, TOWNSHIP 18, RANGE 4, WINDPOINTE, SECTION 3, LOT 72
Legal Range	04
Legal Township	18
Legal Section	33
Legal Subdivision	WINDPOINTE
Legal Block	3
Legal Lot Number	72
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2010
Census Tract	110912

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	12186 WINDPOINTE PASS, CARMEL, IN 46033-9519
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2022 · Amount on Record
Deed Sale	Oct 17, 2022 · Amount on Record
Deed Document Number	2022050426
Record Updated	Jun 8, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Oct 17, 2022
Property Address	12186 WINDPOINTE PASS, CARMEL, IN 46033-9519
Document Number	0000050426
Map Reference	DOC 9421443
Instrument Date	Oct 11, 2022
Instrument	2022050426
Transaction Type	Transfer
Record Updated	May 19, 2023
Title Company	INDIANA HOME TITLE LLC, INDIANA HOME TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12186 WINDPOINTE PASS, CARMEL, IN 46033-9519

Mortgage

Document Number	0000050427
Date	Oct 17, 2022
Instrument	2022050427

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2037

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$651,700 (+15.08%) Land $202,700 Building $449,000	$651,700 (+15.08%) Land $202,700 Building $449,000
2024	$6,440.00 (+2.73%)	$566,300 (-) Land $202,700 Building $363,600	$566,300 (-) Land $202,700 Building $363,600
2023	$6,269.00 (+5.75%) Homeowner's exemption	$566,300 (+9.01%) Land $202,700 Building $363,600	$566,300 (+9.01%) Land $202,700 Building $363,600
2022	$5,928.00 Homeowner's exemption	$519,500 Land $155,900 Building $363,600	$519,500 Land $155,900 Building $363,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20