12150 Windpointe Pass, Carmel, IN 46033 Property Records

Hamilton County property record for 12150 Windpointe Pass, Carmel, IN 46033

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 6,449 sqft · built 1995
Lot Size	0.65 acres (28,314 sqft)
Owner	Individual Name on Record
Tax Bill	$8,716 (2024)
Deeds & Mortgages	Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-10-33-014-020.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-10-33-014-020.000-018`
Alternative APN	`1610330014020000`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	20 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	6,449 sqft Living Area
1st Floor Area	2,207 sqft
2nd Floor Area	2,241 sqft
Attic	Attic
Attic Area	567 sqft
Basement Area	2,207 sqft
Finished Basement	1,721 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Architectural Style	Other
Roof Material	Asphalt
Lot Area	28,314 sqft (0.65 acres)
Lot Dimensions	243 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	1,143 sqft
Parking Spaces	4 Parking Spaces
Pool Area	648 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1610330014020000
Street Address	12150 WINDPOINTE PASS
City	CARMEL
State	IN
Zip	46033-9519
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .65, SECTION 33, TOWNSHIP 18, RANGE 4, WINDPOINTE, SECTION 3, LOT 70
Legal Range	04
Legal Township	18
Legal Section	33
Legal Subdivision	WINDPOINTE
Legal Block	3
Legal Lot Number	70
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2010
Census Tract	110912

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12150 WINDPOINTE PASS, CARMEL, IN 46033-9519
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2008
Deed Sale	Feb 28, 2008
Deed Document Number	2008009956
Record Updated	Jun 8, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	12150 WINDPOINTE PASS, CARMEL, IN 46033-9519
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026340
Date	Jun 8, 2017
Instrument	2017026340

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Jun 1, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.75%
Index	1-Year LIBOR
Max Rate	8.75%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$879,700 (+15.48%) Land $205,800 Building $673,900	$879,700 (+15.48%) Land $205,800 Building $673,900
2024	$8,716.00 (-1.87%)	$761,800 (-0.46%) Land $205,800 Building $556,000	$761,800 (-0.46%) Land $205,800 Building $556,000
2023	$8,882.00 (+6.16%) Homeowner's exemption	$765,300 (+6.62%) Land $205,800 Building $559,500	$765,300 (+6.62%) Land $205,800 Building $559,500
2022	$8,367.00 Homeowner's exemption	$717,800 Land $158,300 Building $559,500	$717,800 Land $158,300 Building $559,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20