Hamilton County property record for 12220 Windpointe Pass, Carmel, IN 46033
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 5,537 sqft · built 1994 |
| Lot Size | 0.59 acres (25,700 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $8,087 (2024) |
| Deeds & Mortgages | Oct 2021 Line of Credit Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-10-33-014-016.000-018 |
| Primary APN | 29-10-33-014-016.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 19 Plumbing Fixtures |
| Total Rooms | 12 Rooms |
| Stories | 1 Story |
| Building Area | 5,537 sqft Living Area |
| Gross Area | 8,454 sqft |
| 1st Floor Area | 3,833 sqft |
| 2nd Floor Area | 1,124 sqft |
| Attic | Attic |
| Attic Area | 1,581 sqft |
| Basement Area | 1,636 sqft |
| Finished Basement | 1,252 sqft |
| Unfinished Basement | 384 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Construction Type | Brick |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 25,700 sqft (0.59 acres) |
| Lot Dimensions | 182 ft deep x 295 ft wide |
| Garage Type | Attached |
| Garage Area | 1,856 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 12220 WINDPOINTE PASS |
|---|---|
| City | CARMEL |
| State | IN |
| Zip | 46033-9521 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE .59, SECTION 33, TOWNSHIP 18, RANGE 4, WINDPOINTE, SECTION 3, LOT 74 |
| Legal Range | 04 |
| Legal Township | 18 |
| Legal Section | 33 |
| Legal Subdivision | WINDPOINTE SECTION 3 |
| Legal Block | 3 |
| Legal Lot Number | 74 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 110912 |
Source: Hamilton County records, as of March 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 12220 WINDPOINTE PASS, CARMEL, IN 46033-9521 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Oct 1, 2021 | Deed of Trust, Mortgage · Line of Credit LAKE CITY BANK |
| Aug 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 13, 2012 |
| Transfer Doc | 0000055565 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 12220 WINDPOINTE PASS, CARMEL, IN 46033-9521 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2021 |
| Name | Verified Name |
|---|---|
| Address | 12220 WINDPOINTE PASS, CARMEL, IN 46033-9521 |
| Document Number | 2021071453 |
|---|---|
| Date | Oct 1, 2021 |
| Instrument | 2021071453 |
| Name | LAKE CITY BANK |
|---|---|
| Type | Bank |
| Address | WARSAW, IN 46581 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 12220 WINDPOINTE PASS, CARMEL, IN 46033-9521 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2021 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|
| Document Number | 2021059547 |
|---|---|
| Date | Aug 16, 2021 |
| Instrument | 2021059547 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Sep 1, 2031 |
Source: Hamilton County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $804,200 (+13.54%) Land $200,400 Building $603,800 | $804,200 (+13.54%) Land $200,400 Building $603,800 | |
| 2024 | $8,087.00 (+0.58%) | $708,300 (-) Land $200,400 Building $507,900 | $708,300 (-) Land $200,400 Building $507,900 |
| 2023 | $8,040.00 (+5.97%) Homeowner's exemption | $708,300 (+6.98%) Land $200,400 Building $507,900 | $708,300 (+6.98%) Land $200,400 Building $507,900 |
| 2022 | $7,587.00 Homeowner's exemption | $662,100 Land $154,200 Building $507,900 | $662,100 Land $154,200 Building $507,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 85% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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