Hamilton County property record for 12217 Windpointe Pass, Carmel, IN 46033
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 7 ba · 7,255 sqft · built 1995 |
| Lot Size | 0.65 acres (28,314 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,530,000 (Nov 2023) |
| Tax Bill | $11,253 (2024) |
| Deeds & Mortgages | Mar 2021 Mortgage Nov 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-10-33-014-012.000-018 |
| Primary APN | 29-10-33-014-012.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 7 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 26 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 7,255 sqft Living Area |
| 1st Floor Area | 2,685 sqft |
| 2nd Floor Area | 2,370 sqft |
| Basement Area | 2,685 sqft |
| Finished Basement | 2,200 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Architectural Style | Other |
| Roof Material | Asphalt |
| Lot Area | 28,314 sqft (0.65 acres) |
| Lot Dimensions | 209 ft deep x 106 ft wide |
| Garage Type | Attached |
| Garage Area | 903 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 800 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1610330014012000 |
|---|---|
| Street Address | 12217 WINDPOINTE PASS |
| City | CARMEL |
| State | IN |
| Zip | 46033-9522 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE .65, SECTION 33, TOWNSHIP 18, RANGE 4, WINDPOINTE, SECTION 3, LOT 59 |
| Legal Range | 04 |
| Legal Township | 18 |
| Legal Section | 33 |
| Legal Subdivision | WINDPOINTE |
| Legal Block | 3 |
| Legal Lot Number | 59 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 110912 |
Source: Hamilton County records, as of March 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 12217 WINDPOINTE PASS, CARMEL, IN 46033-9522 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED SAVINGS BANK |
| Nov 9, 2023 | Warranty Deed, Transfer · ARM UIF CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 9, 2023 · Amount on Record |
| Deed Sale | Nov 9, 2023 · Amount on Record |
| Prior Sale | Nov 9, 2023 · Amount on Record |
| Deed Document Number | 0000042698 |
| Last Transfer Date | May 30, 2024 |
| Transfer Doc | 0000018750 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 12217 WINDPOINTE PASS, CARMEL, IN 46033-9522 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000015655 |
|---|---|
| Date | Mar 1, 2021 |
| Instrument | 2021015655 |
| Name | UNITED SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Nov 9, 2023 |
| Property Address | 12217 WINDPOINTE PASS, CARMEL, IN 46033-9522 |
| Document Number | 0000042698 |
| Map Reference | DOC 9508505 |
| Instrument Date | Nov 6, 2023 |
| Instrument | 2023042698 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2023 |
| Title Company | REALTY TITLE INC, ROYAL TITLE SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Address | IN |
| Document Number | 0000042699 |
|---|---|
| Date | Nov 9, 2023 |
| Instrument | 2023042699 |
| Name | UIF CORP |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 1, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 13% |
| Margin | 3 |
| Max Rate | 13% |
Source: Hamilton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,117,100 (+14.23%) Land $318,100 Building $799,000 | $1,117,100 (+14.23%) Land $318,100 Building $799,000 | |
| 2024 | $11,253.00 (+1.55%) | $977,900 (+3.79%) Land $318,100 Building $659,800 | $977,900 (+3.79%) Land $318,100 Building $659,800 |
| 2023 | $11,081.00 (+17.36%) Homeowner's exemption | $942,200 (+18.17%) Land $318,100 Building $624,100 | $942,200 (+18.17%) Land $318,100 Building $624,100 |
| 2022 | $9,442.00 Homeowner's exemption | $797,300 Land $185,900 Building $611,400 | $797,300 Land $185,900 Building $611,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 85% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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