1218 Sumner Ave, Schenectady, NY 12309 Property Records

Schenectady County and Schenectady City property record for 1218 Sumner Ave, Schenectady, NY 12309

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,456 sqft · built 1950
Lot Size	0.184 acres (8,040 sqft)
Owner	Individual Name on File
Last Sale	$148,500 (Nov 2017)
Tax Bill	$7,094 (2025)
Deeds & Mortgages	Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 40.70-2-46`

Property Details

APN / Parcel Number

Primary APN	`421500 40.70-2-46`
Alternative APN	`150004007000020460000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,456 sqft Living Area
1st Floor Area	832 sqft
Upper Floors Area	624 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	8,040 sqft (0.184 acres)
Lot Dimensions	134 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	702 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1218 SUMNER AVE
City	SCHENECTADY
State	NY
Zip	12309-5618
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	1X BRICK AND GARAGE
Legal Subdivision	PLOT FOR JOSEPH LUCARELLI SUMNER AVE
Legal Block	2
Legal Lot Number	46.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	1
Census Block	1013
Census Tract	20500

Owner

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1218 SUMNER AVE, SCHENECTADY, NY 12309-5618
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 30, 2017 · Amount on Record
Deed Sale	Nov 30, 2017 · Amount on Record
Prior Sale	Jan 10, 2002 · Amount on Record
Deed Document Number	201754085
Deed Book / Page	1976 / 362
Prior Transfer Date	Dec 28, 2001
Prior Transfer Doc	1615000910
Record Updated	Jun 8, 2026

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Nov 30, 2017
Property Address	1218 SUMNER AVE, SCHENECTADY, NY 12309-5618
Document Number	0000054085
Book / Page	1976 / 362
Map Reference	PL CAB D-968
Instrument Date	Nov 16, 2017
Instrument	201754085
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$594.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2476 NOTT ST E, 2476, NISKAYUNA, NY 12309-4383

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1150 WAVERLY PL, SCHENECTADY, NY 12308-2612

Mortgage

Document Number	0000054086
Date	Nov 30, 2017
Book Page	4804/482
Instrument	201754086

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,094.00 (+3.68%)	$150,000 (-) Land $24,400 Building $125,600	$248,385 (+30.82%) Land $40,404 Building $207,981
2023		$150,000 (-) Land $24,400 Building $125,600	$189,873 (+3.8%) Land $30,886 Building $158,987
2022		$150,000 Land $24,400 Building $125,600	$182,927 Land $29,756 Building $153,171
2021	$6,842.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 823 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile USA Fixed Wireless	100 / 20