1210 Sumner Ave, Schenectady, NY 12309 Property Records

Schenectady County and Schenectady City property record for 1210 Sumner Ave, Schenectady, NY 12309 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1.5 Baths
Year Built	Built 1950
Square Footage	1,456 sqft Living Area
Lot Size	7,680 sqft (0.176 acres)
Occupancy	Owner Occupied
Last Sale	$226,000 (2023)
Tax Bill	$6,622.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`421500 40.78-2-2`
Alternative APN	`150004007800020020000000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	5 Rooms
Building Area	1,456 sqft Living Area
1st Floor	832 sqft 1st Floor
Upper Floors	624 sqft Upper Floors
Basement Area	416 sqft Basement
Finished Basement	416 sqft Finished
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod Style
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	7,680 sqft (0.176 acres)
Depth X Width	128 ft x 60 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Attached Garage
Garage Area	260 sqft Garage
Shed	1 Shed
Porch Area	208 sqft Porch

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Oil Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	1210 SUMNER AVE
City	SCHENECTADY
State	NY
Zip	12309-5618
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	1X WOOD AND GARAGE
Legal Block	2
Legal Lot Number	2.000
Jurisdiction	SCHENECTADY NY
Minor Civil Division	SCHENECTADY
Census Blockgroup	1
Census Block	1013
Census Tract	20500

Owner

Source: Schenectady County and Schenectady City records · APN 421500 40.78-2-2

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1210 SUMNER AVE, SCHENECTADY, NY 12309-5618
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 13, 2023 · Amount on Record
Deed Sale	Feb 13, 2023 · Amount on Record
Prior Sale	Jul 20, 2016 · Amount on Record
Deed Doc Number	20238421
Deed Book / Page	2102 / 802
Record Refreshed	Jun 08, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Feb 13, 2023
Property Address	1210 SUMNER AVE, SCHENECTADY, NY 12309-5618
Document Number	0000008421
Book / Page	2102 / 802
Instrument Date	Jan 27, 2023
Instrument	202308421
Transaction Type	Transfer
Record Updated	Feb 28, 2023
Title Company	NOT AVAILABLE, SPA CITY TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$904.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1210 SUMNER AVE, SCHENECTADY, NY 12309-5618

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	507 BAXTER CT, DELMAR, NY 12054-9614

Mortgage

Document Number	0000008422
Date	Feb 13, 2023
Instrument	202308422

Lender

Name	BROADVIEW FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Feb 01, 2033
Change Frequency	Quarterly
Min Rate At Change	2.75%
Max Rate At Change	9.75%
Index	Other
Max Rate	9.75%

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,622.00 (+4.25%)	$135,000 (-) Land $20,300 Building $114,700	$223,547 (+30.82%) Land $33,615 Building $189,932
2023		$135,000 (-) Land $20,300 Building $114,700	$170,886 (+3.8%) Land $25,696 Building $145,190
2022		$135,000 Land $20,300 Building $114,700	$164,634 Land $24,756 Building $139,878
2021	$6,352.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.