Schenectady County and Schenectady City property record for 1226 Sumner Ave, Schenectady, NY 12309 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1950 |
| Square Footage | 1,456 sqft Living Area |
| Lot Size | 8,400 sqft (0.192 acres) |
| Garage | Attached, 209 sqft |
| Last Sale | $275,000 (2025) |
| Tax Bill | $7,031.00 (2025) |
| Primary APN | 421500 40.70-2-48 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,456 sqft Living Area |
| 1st Floor | 832 sqft 1st Floor |
| Upper Floors | 624 sqft Upper Floors |
| Stories | 1 Stories |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 8,400 sqft (0.192 acres) |
| Depth X Width | 140 ft x 60 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 209 sqft Garage |
| Patio Area | 144 sqft Patio |
| Porch Area | 114 sqft Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 1226 SUMNER AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12309-5618 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 1X WOOD AND GARAGE |
| Legal Subdivision | MAP #6 VAN VOAST BALL & VAN VOAST |
| Legal Block | 2 |
| Legal Lot Number | 48.000 |
| Jurisdiction | SCHENECTADY NY |
| Minor Civil Division | SCHENECTADY |
| Census Blockgroup | 1 |
| Census Block | 1013 |
| Census Tract | 20500 |
Source: Schenectady County and Schenectady City records · APN 421500 40.70-2-48
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1251 VAN HOESEN RD, CASTLETON ON HUDSON, NY 12033-1518 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 18, 2025 | Deed of Trust, Mortgage · Conventional Mortgage SUNMARK FCU |
| Jan 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) SEFCU |
| Jan 14, 2020 | Grant Deed, Transfer · Conventional Mortgage SEFCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 18, 2025 · Amount on Record |
| Deed Sale | Sep 18, 2025 · Amount on Record |
| Prior Sale | Jan 14, 2020 · Amount on Record |
| Deed Doc Number | 202522272 |
| Deed Book / Page | 2157 / 118 |
| Prior Transfer Date | Jul 07, 2015 |
| Prior Transfer Doc | 0000036461 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1226 SUMNER AVE, SCHENECTADY, NY 12309-5618 |
| Transaction Type | Mortgage |
| Record Updated | Oct 08, 2025 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|---|
| Address | 1226 SUMNER AVE, SCHENECTADY, NY 12309-5618 |
| Document Number | 0000022273 |
|---|---|
| Date | Sep 18, 2025 |
| Instrument | 202522273 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Address | LATHAM, NY 12110 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1226 SUMNER AVE, SCHENECTADY, NY 12309-5618 |
| Document Number | 0000001687 |
| Instrument Date | Jan 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2020 |
| Title Company | LEGACY TITLE SERVICES, LEGACY TITLE SVCS |
| Name | Verified Name |
|---|---|
| Address | 15 PEACHTREE LN COLONIE NY 122052533, COLONIE, NY 12205-2533 |
| Document Number | 0000001687 |
|---|---|
| Date | Jan 14, 2020 |
| Book Page | 004966/000371 |
| Instrument | 1687 |
| Name | SEFCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 13, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jan 14, 2020 |
| Property Address | 1226 SUMNER AVE, SCHENECTADY, NY 12309-5618 |
| Document Number | 0000001686 |
| Book / Page | 002028 / 000370 |
| Instrument Date | Jan 10, 2020 |
| Instrument | 1686 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2020 |
| Title Company | LEGACY TITLE SERVICES, LEGACY TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $660.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15 PEACHTREE LN ALBANY NY 122052533, ALBANY, NY 12205-2533 |
| Document Number | 1687 |
|---|---|
| Date | Jan 14, 2020 |
| Book Page | 004966/000371 |
| Instrument | 1687 |
| Name | SEFCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 13, 2050 |
Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,031.00 (+4.06%) | $145,000 (-) Land $24,400 Building $120,600 | $240,106 (+30.82%) Land $40,404 Building $199,702 |
| 2023 | $145,000 (-) Land $24,400 Building $120,600 | $183,544 (+3.8%) Land $30,886 Building $152,658 | |
| 2022 | $145,000 Land $24,400 Building $120,600 | $176,829 Land $29,756 Building $147,073 | |
| 2021 | $6,757.00 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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