Kane County property record for 1307 E Main St, Saint Charles, IL 60174 · Last verified July 2026
| Property Type | Commercial |
|---|---|
| Details | 2,722 sqft · built 1999 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $292,500 (Jul 2017) |
| Tax Bill | $11,105 (2025) |
| Deeds & Mortgages | Jul 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-26-302-013 |
| Primary APN | 09-26-302-013 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 2,722 sqft Gross Area |
| 1st Floor Area | 2,722 sqft |
| Basement Area | 1,334 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Lot Area | 10,890 sqft (0.25 acres) |
| Street Address | 1307 E MAIN ST |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-2341 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | THAT PT OF THE W 1/2 OF THE SE 1/4 OF SEC 26-40-8 AS DESC IN DOC 2009K081020 (EX PT DESC IN CO 11ED13) |
| Legal Range | 08 |
| Legal Township | 40 |
| Legal Section | 26 |
| Legal Block | 4 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 852002 |
Source: Kane County records · APN 09-26-302-013
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1307 E MAIN ST, SAINT CHARLES, IL 60174-2341 |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 20, 2017 · Amount on Record |
| Deed Sale | Jul 20, 2017 · Amount on Record |
| Prior Sale | Apr 19, 1999 · Amount on Record |
| Deed Document Number | 201737423 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jul 20, 2017 |
| Property Address | 1307 E MAIN ST, ST CHARLES, IL 60174-2341 |
| Document Number | 0000037423 |
| Instrument Date | Jun 28, 2017 |
| Instrument | 37423 |
| Transaction Type | Transfer |
| Record Updated | Aug 07, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $438.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7525 MELROSE AVE ROSEMEAD CA 917702936, ROSEMEAD, CA 91770-2936 |
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,105.00 (+2.54%) | ||
| 2024 | $10,830.00 (+48.05%) | $145,903 (+63.45%) Land $60,831 Building $85,072 | $437,884 (+63.52%) Land $182,566 Building $255,318 |
| 2022 | $7,315.00 (-21.31%) | $89,264 (-21.69%) Land $54,237 Building $35,027 | $267,792 (-21.69%) Land $162,711 Building $105,081 |
| 2021 | $9,296.00 | $113,991 Land $51,699 Building $62,292 | $341,973 Land $155,097 Building $186,876 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898520024, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 10 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 3 (1994–2020) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | May 2020, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 224 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Metronet Holdings | Fiber | 5,120 / 5,120 |
| Xfinity | Cable | 1,200 / 35 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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