Union County property record for 1218 Colonel Light Dr, Monroe, NC 28110
| Property Type | Rural Home |
|---|---|
| Details | 5 bd · 4.5 ba · 3,796 sqft · built 2018 |
| Lot Size | 0.56 acres (24,394 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $488,000 (Sep 2018) |
| Tax Bill | $4,284 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Dec 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-006-233 |
| Primary APN | 06-006-233 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 3,796 sqft Living Area |
| 1st Floor Area | 1,808 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Construction Type | Wood |
| Roof Type | Gable |
| Lot Area | 24,394 sqft (0.56 acres) |
| Garage Type | Attached |
| Garage Area | 680 sqft |
| Porch | Slab |
| Porch Area | 174 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1218 COLONEL LIGHT DR |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-0012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-40 UNION |
| Legal Description | #53 ADELAIDE ESTATES MAP1 OPCN185-187 OPCN236-238 |
| Legal Subdivision | ADELAIDE ESTATES |
| Jurisdiction | UNION NC |
| Township / Civil Division | SANDY RIDGE |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 20308 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1218 COLONEL LIGHT DR, MONROE, NC 28110-0012 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 18, 2020 | Deed of Trust, Mortgage · VA Mortgage TJC MORTGAGE INC |
| Dec 12, 2019 | Deed of Trust, Mortgage · VA Mortgage TJC MORTGAGE INC |
| Sep 6, 2018 | Special Warranty Deed, Subdivision Related Transfer · VA Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 6, 2018 · Amount on Record |
| Deed Sale | Sep 6, 2018 · Amount on Record |
| Deed Document Number | 201825451 |
| Deed Book / Page | 7230 / 864 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 1218 COLONEL LIGHT DR, MONROE, NC 28110-0012 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 7813324 |
|---|---|
| Date | Sep 18, 2020 |
| Book Page | 7813/324 |
| Instrument | 37035 |
| Name | TJC MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | BIRMINGHAM, AL 35243 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 1218 COLONEL LIGHT DR, MONROE, NC 28110-0012 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 7538228 |
|---|---|
| Date | Dec 12, 2019 |
| Book Page | 7538/228 |
| Instrument | 0038839 |
| Name | TJC MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | BIRMINGHAM, AL 35243 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Sep 6, 2018 |
| Property Address | 1218 COLONEL LIGHT DR, MONROE, NC 28110-0012 |
| Document Number | 0007230864 |
| Book / Page | 7230 / 864 |
| Map Reference | CAB N FILE 236-238 |
| Instrument Date | Sep 6, 2018 |
| Instrument | 0025451 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $976.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11405 N COMMUNITY HOUSE RD STE 150, 11405, CHARLOTTE, NC 28277-4430 |
| Name | Verified Name |
|---|---|
| Address | 1218 COLONEL LIGHT DR, MONROE, NC 28110-0012 |
| Document Number | 0000025452 |
|---|---|
| Date | Sep 6, 2018 |
| Instrument | 0025452 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2048 |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Wesley Chapel Village |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $879,500 (-) Land $157,000 Building $722,500 | $879,500 (-) Land $157,000 Building $722,500 | |
| 2025 | $4,284.00 (+9.59%) | $879,500 (+43.62%) Land $157,000 Building $722,500 | $879,500 (+43.62%) Land $157,000 Building $722,500 |
| 2023 | $3,909.00 | $612,400 Land $99,000 Building $513,400 | $612,400 Land $99,000 Building $513,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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