Union County property record for 1213 Colonel Light Dr, Monroe, NC 28110
| Property Type | Rural Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,964 sqft · built 2018 |
| Lot Size | 0.495 acres (21,562 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $486,000 (Aug 2018) |
| Tax Bill | $4,160 (2025) |
| Deeds & Mortgages | Jun 2022 Line of Credit May 2021 Second Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-006-234 |
| Primary APN | 06-006-234 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 3,964 sqft Living Area |
| 1st Floor Area | 2,464 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Construction Type | Wood |
| Roof Type | Gable |
| Lot Area | 21,562 sqft (0.495 acres) |
| Garage Type | Attached |
| Garage Area | 728 sqft |
| Porch | Slab |
| Porch Area | 39 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1213 COLONEL LIGHT DR |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-0012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-40 UNION |
| Legal Description | #54 ADELAIDE ESTATES MAP1 OPCN185-187 OPCN236-238 |
| Legal Subdivision | ADELAIDE ESTATES |
| Jurisdiction | UNION NC |
| Township / Civil Division | SANDY RIDGE |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 20308 |
1213 Colonel Light Dr, a rural home, is owned and occupied by two individuals who bought it in August 2018.
Source: Union County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1213 COLONEL LIGHT DR, MONROE, NC 28110-0012 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 24, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| May 28, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Feb 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Feb 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SOFI LNDG |
| Feb 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SOFI LNDG |
| Aug 30, 2018 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ALLEN TATE MORTGAGE PARTNERS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 30, 2018 · Amount on File |
| Deed Sale | Aug 30, 2018 · Amount on File |
| Deed Document Number | 201824807 |
| Deed Book / Page | 7227 / 157 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 1213 COLONEL LIGHT DR, MONROE, NC 28110-0012 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2022 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0008509687 |
|---|---|
| Date | Jun 24, 2022 |
| Book Page | 8509/687 |
| Instrument | 22756 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | May 13, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 1213 COLONEL LIGHT DR, MONROE, NC 28110-0012 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 8118719 |
|---|---|
| Date | May 28, 2021 |
| Book Page | 8118/719 |
| Instrument | 25565 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | NEW CASTLE, DE 19720 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 28, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 1213 COLONEL LIGHT DR, MONROE, NC 28110-0012 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 7992747 |
|---|---|
| Date | Feb 17, 2021 |
| Book Page | 7992/747 |
| Instrument | 7374 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 1213 COLONEL LIGHT DR, MONROE, NC 28110-0012 |
| Document Number | 7596252 |
| Instrument Date | Feb 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2020 |
| Title Company | WORLDWIDE RECORDING INC |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1213 COLONEL LIGHT DR MONROE NC 281100012, MONROE, NC 28110-0012 |
| Document Number | 7596252 |
|---|---|
| Date | Feb 27, 2020 |
| Book Page | 007596/000252 |
| Instrument | 6599 |
| Name | SOFI LNDG |
|---|---|
| Address | COTTONWOOD HEIGHTS, UT 84121 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 26, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 1213 COLONEL LIGHT DR, MONROE, NC 28110-0012 |
| Document Number | 75931 |
| Instrument Date | Feb 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2020 |
| Title Company | WORLDWIDE RECORDING INC |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1213 COLONEL LIGHT DR MONROE NC 281100012, MONROE, NC 28110-0012 |
| Document Number | 75931 |
|---|---|
| Date | Feb 25, 2020 |
| Book Page | 007593/000001 |
| Instrument | 6091 |
| Name | SOFI LNDG |
|---|---|
| Address | COTTONWOOD HEIGHTS, UT 84121 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 24, 2050 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Aug 30, 2018 |
| Property Address | 1213 COLONEL LIGHT DR, MONROE, NC 28110-0012 |
| Document Number | 0007227157 |
| Book / Page | 7227 / 157 |
| Map Reference | CAB N FILE 236-238 |
| Instrument Date | Aug 30, 2018 |
| Instrument | 0024807 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 14, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $972.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11405 N COMMUNITY HOUSE RD STE 150, 11405, CHARLOTTE, NC 28277-4430 |
| Name | Verified Name |
|---|---|
| Address | 1213 COLONEL LIGHT DR, MONROE, NC 28110-0012 |
| Document Number | 0000024808 |
|---|---|
| Date | Aug 30, 2018 |
| Instrument | 0024808 |
| Name | ALLEN TATE MORTGAGE PARTNERS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2048 |
The 2025 property tax bill for 1213 Colonel Light Dr was $4,160.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Wesley Chapel Village |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $854,200 (-) Land $157,000 Building $697,200 | $854,200 (-) Land $157,000 Building $697,200 | |
| 2025 | $4,160.00 | $854,200 Land $157,000 Building $697,200 | $854,200 Land $157,000 Building $697,200 |
| 2023 | $3,742.00 | $586,200 Land $99,000 Building $487,200 | $586,200 Land $99,000 Building $487,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1213 Colonel Light Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1213 Colonel Light Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures