1209 Colonel Light Dr, Monroe, NC 28110 Property Records

Union County property record for 1209 Colonel Light Dr, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	6 bd · 4 ba · 3,609 sqft · built 2018
Lot Size	0.562 acres (24,481 sqft)
Owner	2 Individual Names on Record
Last Sale	$487,500 (May 2019)
Tax Bill	$3,795 (2025)
Deeds & Mortgages	May 2019 Sale & Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-006-235`

Property Details

APN / Parcel Number

Primary APN	`06-006-235`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,609 sqft Living Area
1st Floor Area	2,470 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Wood
Roof Type	Gable
Lot Area	24,481 sqft (0.562 acres)
Garage Type	Attached
Garage Area	846 sqft
Porch	Slab
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1209 COLONEL LIGHT DR
City	MONROE
State	NC
Zip	28110-0012
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-40 UNION
Legal Description	#55 ADELAIDE ESTATES MAP1 OPCN185-187 OPCN236-238
Legal Subdivision	ADELAIDE ESTATES
Jurisdiction	UNION NC
Township / Civil Division	SANDY RIDGE
Census Block Group	2
Census Block	2013
Census Tract	20308

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1209 COLONEL LIGHT DR, MONROE, NC 28110-0012
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2019	Warranty Deed, Transfer · Conventional with PMI FAIRWAY INDPNT MTG CORP
May 31, 2018	Special Warranty Deed, Subdivision Related Transfer · ARM SUNTRUST MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2019 · Amount on Record
Deed Sale	May 24, 2019 · Amount on Record
Prior Sale	May 31, 2018 · Amount on Record
Deed Document Number	201914048
Deed Book / Page	7377 / 37
Record Updated	Oct 29, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	May 24, 2019
Property Address	1209 COLONEL LIGHT DR, MONROE, NC 28110-0012
Document Number	737737
Book / Page	007377 / 000037
Instrument Date	May 21, 2019
Instrument	14048
Transaction Type	Transfer
Record Updated	Sep 11, 2019
Title Company	CAROLINA TITLE COMPANY INC, CAROLINA TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$975.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1209 COLONEL LIGHT DR MONROE NC 281100012, MONROE, NC 28110-0012

Mortgage

Document Number	737739
Date	May 24, 2019
Book Page	007377/000039
Instrument	14049

Lender

Name	FAIRWAY INDPNT MTG CORP
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 23, 2049

May 2018: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	UNION NC
Recording Date	May 31, 2018
Property Address	1209 COLONEL LIGHT DR, MONROE, NC 28110-0012
Document Number	0007167233
Book / Page	7167 / 233
Map Reference	CAB N FILE 236-238
Instrument Date	May 31, 2018
Instrument	0014808
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$899.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5615 POTTER RD, 5615, MATTHEWS, NC 28104-0508

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1209 COLONEL LIGHT DR, MONROE, NC 28110-0012

Mortgage

Document Number	0000014809
Date	May 31, 2018
Instrument	0014809

Lender

Name	SUNTRUST MORTGAGE INC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Jun 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.12%
Index	1-Year LIBOR
Max Rate	9.12%

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Wesley Chapel Village
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$817,000 (-) Land $157,000 Building $660,000	$817,000 (-) Land $157,000 Building $660,000
2025	$3,795.00 (+8.77%)	$817,000 (+46.47%) Land $157,000 Building $660,000	$817,000 (+46.47%) Land $157,000 Building $660,000
2023	$3,489.00	$557,800 Land $99,000 Building $458,800	$557,800 Land $99,000 Building $458,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Comporium, T-Mobile, Verizon.

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