1114 Colonel Light Dr, Monroe, NC 28110 Property Records

Union County property record for 1114 Colonel Light Dr, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	4 bd · 3 ba · 3,124 sqft · built 2017
Lot Size	0.526 acres (22,913 sqft)
Owner	2 Individual Names on File
Last Sale	$588,000 (Sep 2022)
Tax Bill	$4,464 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Feb 2020 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`06-006-228`

Property Details

APN / Parcel Number

Primary APN	`06-006-228`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,124 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Construction Type	Wood
Roof Type	Gable
Lot Area	22,913 sqft (0.526 acres)
Garage Type	Attached
Garage Area	668 sqft
Porch	Slab
Porch Area	341 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1114 COLONEL LIGHT DR
City	MONROE
State	NC
Zip	28110-0010
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-40 UNION
Legal Description	#18 ADELAIDE ESTATES MP1 OPCN185-187 OPCN236-238
Legal Subdivision	ADELAIDE ESTATES
Jurisdiction	UNION NC
Township / Civil Division	SANDY RIDGE
Census Block Group	2
Census Block	2009
Census Tract	20308

Owner

Source: Union County assessment roll, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1114 COLONEL LIGHT DR, MONROE, NC 28110-0010
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2023	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Feb 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Oct 26, 2022	Correction Deed
May 28, 2021	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 8, 2022	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 6, 2018	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MTG
Jul 18, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 21, 2017	Grant Deed, Subdivision Related Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 8, 2022 · Amount on Record
Deed Sale	Sep 8, 2022 · Amount on Record
Prior Sale	May 28, 2021 · Amount on Record
Deed Document Number	202231624
Deed Book / Page	8566 / 372
Prior Transfer Date	Jul 18, 2018
Prior Transfer Doc	0007198020
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1114 COLONEL LIGHT DR, MONROE, NC 28110-0010
Transaction Type	Mortgage
Record Updated	Dec 18, 2023
Title Company	STEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1114 COLONEL LIGHT DR, MONROE, NC 28110-0010

Mortgage

Document Number	0008819409
Date	Nov 29, 2023
Book Page	8819/409
Instrument	28635

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1114 COLONEL LIGHT DR, MONROE, NC 28110-0010
Transaction Type	Mortgage
Record Updated	Dec 27, 2022
Title Company	SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007590608
Date	Feb 21, 2020
Book Page	7590/608
Instrument	5772

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

October 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	UNION NC
Recording Date	Oct 26, 2022
Property Address	1114 COLONEL LIGHT DR, MONROE, NC 28110-0010
Document Number	0008597705
Book / Page	8597 / 705
Map Reference	CAB N FILE 236-238
Instrument Date	Oct 24, 2022
Instrument	36506
Record Updated	Dec 27, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	301 JOHN ST, MONROE, NC 28110-3296

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1114 COLONEL LIGHT DR, MONROE, NC 28110-0010

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	May 28, 2021
Property Address	1114 COLONEL LIGHT DR, MONROE, NC 28110-0010
Document Number	0008119901
Book / Page	8119 / 901
Map Reference	CAB N FILE 236-238
Instrument Date	May 28, 2021
Instrument	25701
Transaction Type	Transfer
Record Updated	Dec 27, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,176.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3W E JOHN ST, MATTHEWS, NC 28105-0900

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1114 COLONEL LIGHT DR, MONROE, NC 28110-0010

Mortgage

Document Number	0000025702
Date	May 28, 2021
Instrument	25702

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Sep 8, 2022
Property Address	1114 COLONEL LIGHT DR, MONROE, NC 28110-0010
Document Number	0008566372
Book / Page	8566 / 372
Map Reference	CAB N FILE 236-238
Instrument Date	May 28, 2021
Instrument	31624
Transaction Type	Transfer
Record Updated	Dec 27, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,176.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	301 E JOHN ST, MATTHEWS, NC 28106-4201

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1114 COLONEL LIGHT DR, MONROE, NC 28110-0010

Mortgage

Document Number	0000031626
Date	Sep 8, 2022
Instrument	31626

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	345 Months
Due	Jun 1, 2051

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1114 COLONEL LIGHT DR, MONROE, NC 28110-0010
Document Number	7266224
Instrument Date	Nov 6, 2018
Transaction Type	Mortgage
Record Updated	Dec 17, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1114 COLONEL LIGHT DR MONROE NC 281100010, MONROE, NC 28110-0010

Mortgage

Document Number	7266224
Date	Nov 9, 2018
Book Page	007266/000224
Instrument	31401

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 8, 2048

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UNION NC
Recording Date	Jul 18, 2018
Property Address	1114 COLONEL LIGHT DR, MONROE, NC 28110-0010
Document Number	719820
Book / Page	007198 / 000020
Instrument Date	Jul 18, 2018
Instrument	19819
Transaction Type	Transfer
Record Updated	Aug 2, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1114 COLONEL LIGHT DR MONROE NC 281100010, MONROE, NC 28110-0010

July 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	UNION NC
Recording Date	Jul 21, 2017
Property Address	1114 COLONEL LIGHT DR, MONROE, NC 28110-0010
Document Number	6977326
Book / Page	006977 / 000326
Instrument Date	Jul 21, 2017
Instrument	20742
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 31, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$845.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1114 COLONEL LIGHT DR MONROE NC 281100010, MONROE, NC 28110-0010

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Wesley Chapel Village
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,464.00 (+24.52%)	$916,600 (+63.18%) Land $157,000 Building $759,600	$916,600 (+63.18%) Land $157,000 Building $759,600
2023	$3,585.00	$561,700 Land $99,000 Building $462,700	$561,700 Land $99,000 Building $462,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

1114 Colonel Light Dr, Monroe, NC 28110 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

November 2023: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

February 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2022: Correction Deed

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

May 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2018: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

July 2017: Grant Deed, Subdivision Related Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Colonel Light Dr

Nearby Streets

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