12123 Windpointe Pass, Carmel, IN 46033 Property Records

Hamilton County property record for 12123 Windpointe Pass, Carmel, IN 46033

Property Summary

Property TypeSingle Family Home
Details4 bd · 5 ba · 7,132 sqft · built 1995
Lot Size0.55 acres (23,958 sqft)
OwnerIndividual Name on Record
Last Sale$1,150,000 (Nov 2022)
Tax Bill$12,900 (2024)
Deeds & MortgagesNov 2022 Sale & Mortgage
Jul 2022 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APN29-10-33-014-007.000-018

Property Details

APN / Parcel Number

Primary APN29-10-33-014-007.000-018
Alternative APN
  • 1610330014007000

Interior

Bedrooms4 Beds
Full Baths5 Baths
Half Baths1 Half Bath
Plumbing Fixtures21 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area7,132 sqft Living Area
1st Floor Area3,293 sqft
2nd Floor Area1,439 sqft
Basement Area2,925 sqft
Finished Basement2,400 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Architectural StyleOther
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area23,958 sqft (0.55 acres)
Lot Dimensions188 ft deep x 117 ft wide
Garage TypeAttached
Garage Area927 sqft
Parking Spaces3 Parking Spaces
Pool Area640 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1610330014007000
Street Address12123 WINDPOINTE PASS
CityCARMEL
StateIN
Zip46033-9520
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE .55, SECTION 33, TOWNSHIP 18, RANGE 4, WINDPOINTE, SECTION 3, LOT 54
Legal Range04
Legal Township18
Legal Section33
Legal SubdivisionWINDPOINTE
Legal Block3
Legal Lot Number54
JurisdictionHAMILTON IN
Township / Civil DivisionCLAY
Census Block Group2
Census Block2009
Census Tract110912

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address12123 WINDPOINTE PASS, CARMEL, IN 46033-9520
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 9, 2022Deed, Transfer · Conventional Mortgage
GUARANTEED RATE INC
Jul 8, 2022Intrafamily Transfer, Transfer
Dec 22, 2017Deed of Trust, Mortgage · Commercial Mortgage
CENTIER BANK
Jan 4, 2021Deed of Trust, Mortgage · Line of Credit
OLD NATIONAL BANK
Sep 19, 2019Deed of Trust, Mortgage · Line of Credit
STATE BK/LIZTON

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 9, 2022 · Amount on Record
Deed SaleNov 9, 2022 · Amount on Record
Prior SaleJul 8, 2022
Deed Document Number2022053948
Record UpdatedJun 8, 2026

November 2022: Deed, Transfer

Document TypeDeed
JurisdictionHAMILTON IN
Recording DateNov 9, 2022
Property Address12123 WINDPOINTE PASS, CARMEL, IN 46033-9520
Document Number0000053948
Map ReferenceDOC 9421443
Instrument DateOct 28, 2022
Instrument2022053948
Transaction TypeTransfer
Record UpdatedMay 19, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressIN

Transferred To (Grantee/Buyer)

NameVerified Name
Address12123 WINDPOINTE PASS, CARMEL, IN 46033-9520

Mortgage

Document Number0000053949
DateNov 9, 2022
Instrument2022053949
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2052

July 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHAMILTON IN
Recording DateJul 8, 2022
Property Address12123 WINDPOINTE PASS, CARMEL, IN 46033-9520
Document Number0000034129
Map ReferenceDOC 9421443
Instrument DateMay 24, 2022
Instrument2022034129
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12123 WINDPOINTE PASS, CARMEL, IN 46033-9520

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address12123 WINDPOINTE PASS, CARMEL, IN 46033-9520
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000062949
DateDec 22, 2017
Instrument2017062949
Lender
NameCENTIER BANK
TypeBank
AddressMERRILLVILLE, IN 46410
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term240 Months
DueDec 18, 2037
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address12123 WINDPOINTE PASS, CARMEL, IN 46033-9520
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000006
DateJan 4, 2021
Instrument2021000006
Lender
NameOLD NATIONAL BANK
TypeBank
AddressEVANSVILLE, IN 47708
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueDec 25, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address12123 WINDPOINTE PASS, CARMEL, IN 46033-9520
Document Number0000045879
Instrument DateSep 19, 2019
Transaction TypeMortgage
Record UpdatedOct 24, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address12123 WINDPOINTE PASS CARMEL IN 460339520, CARMEL, IN 46033-9520

Mortgage

Document Number0000045879
DateSep 23, 2019
Instrument45879
Lender
NameSTATE BK/LIZTON
TypeBank
AddressBROWNSBURG, IN 46112
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 22, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionClay Township
MunicipalityCarmel City
Unified School DistrictCarmel Clay Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,350,900 (+11.74%) Land $301,000 Building $1,049,900$1,350,900 (+11.74%) Land $301,000 Building $1,049,900
2024$12,900.00 (-2.49%)$1,209,000 (+4.84%) Land $301,000 Building $908,000$1,209,000 (+4.84%) Land $301,000 Building $908,000
2023$13,230.00 (+31.32%) Homeowner's exemption$1,153,200 (+32.02%) Land $301,000 Building $852,200$1,153,200 (+32.02%) Land $301,000 Building $852,200
2022$10,075.00$873,500 Land $175,800 Building $697,700$873,500 Land $175,800 Building $697,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 85% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARMEL WATER DEPARTMENT
serves 99,927 people · EPA ID IN5229004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2024
E. coli
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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