12132 Windpointe Pass, Carmel, IN 46033 Property Records

Hamilton County property record for 12132 Windpointe Pass, Carmel, IN 46033

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 6,538 sqft · built 1995
Lot Size0.68 acres (29,621 sqft)
Owner2 Trust Names on File
Last Sale$1,629,117 (Jun 2023)
Tax Bill$9,268 (2024)
Deeds & MortgagesMay 2026 Sale
Jun 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN29-10-33-014-021.000-018

Property Details

APN / Parcel Number

Primary APN29-10-33-014-021.000-018
Alternative APN
  • 1610330014021000

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures19 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area6,538 sqft Living Area
Gross Area9,818 sqft
1st Floor Area7,638 sqft
2nd Floor Area1,293 sqft
AtticAttic
Attic Area690 sqft
Basement Area2,051 sqft
Finished Basement1,641 sqft
Unfinished Basement410 sqft
Family RoomFamily Room
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Construction TypeBrick
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area29,621 sqft (0.68 acres)
Lot Dimensions247 ft deep x 132 ft wide
Garage TypeAttached
Garage Area2,180 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address12132 WINDPOINTE PASS
CityCARMEL
StateIN
Zip46033-9519
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE .68, SECTION 33, TOWNSHIP 18, RANGE 4, WINDPOINTE, SECTION 3, LOT 69
Legal Range04
Legal Township18
Legal Section33
Legal SubdivisionWINDPOINTE SECTION 3
Legal Lot Number69
JurisdictionHAMILTON IN
Township / Civil DivisionCLAY
Census Block Group2
Census Block2010
Census Tract110912

Owner

12132 Windpointe Pass is owner-occupied and held in a trust since June 2023.

Source: Hamilton County records, as of June 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Trust Names on File
Mailing Address12132 WINDPOINTE PASS, CARMEL, IN 46033-9519
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
May 19, 2026Warranty Deed, Transfer
STEWART TITLE, STEWART TITLE GUARANTY COMPANY
Jun 23, 2023Warranty Deed, Transfer · Conventional Mortgage
THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 23, 2023 · Amount on File
Deed SaleJun 23, 2023 · Amount on File
Deed Document Number202323085
Record UpdatedSep 20, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON IN
Recording DateMay 19, 2026
Property Address12132 WINDPOINTE PASS, CARMEL, IN 46033-9519
Document Number0000022031
Instrument DateMay 4, 2026
Instrument202622031
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY COMPANY

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address12132 WINDPOINTE PASS, CARMEL, IN 46033-9519

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON IN
Recording DateJun 23, 2023
Property Address12132 WINDPOINTE PASS, CARMEL, IN 46033-9519
Document Number0000023085
Map ReferenceDOC 9421443
Instrument DateJun 20, 2023
Instrument2023023085
Transaction TypeTransfer
Record UpdatedAug 18, 2023
Title CompanyLANDQUEST TITLE SERVICES LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressIN

Transferred To (Grantee/Buyer)

NameVerified Name
Address12132 WINDPOINTE PASS, CARMEL, IN 46033-9519

Mortgage

Document Number0000023086
DateJun 23, 2023
Instrument2023023086
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2053
Interest
Rate TypeAdjustable Rate
Rate6.25%
AdjustableAdjustable Rate Rider
Type Change DateJul 1, 2033
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change11.2%
Margin3
Max Rate11.2%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionClay Township
MunicipalityCarmel City
Unified School DistrictCarmel Clay Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$942,400 (+16.5%) Land $207,700 Building $734,700$942,400 (+16.5%) Land $207,700 Building $734,700
2024$9,268.00 (+0.6%)$808,900 (-) Land $207,700 Building $601,200$808,900 (-) Land $207,700 Building $601,200
2023$9,213.00 (+5.26%) Homeowner's exemption$808,900 (+6.31%) Land $207,700 Building $601,200$808,900 (+6.31%) Land $207,700 Building $601,200
2022$8,753.00 (+8.75%) Homeowner's exemption$760,900 Land $159,700 Building $601,200$760,900 Land $159,700 Building $601,200
2021$8,049.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 12132 Windpointe Pass in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12132 Windpointe Pass is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 85% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARMEL WATER DEPARTMENT
serves 99,927 people · EPA ID IN5229004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2024
E. coli
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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