12096 Windpointe Pass, Carmel, IN 46033 Property Records

Hamilton County property record for 12096 Windpointe Pass, Carmel, IN 46033

Property Summary

Property TypeSingle Family Home
Details4 bd · 6 ba · 7,140 sqft · built 1996
Lot Size0.719 acres (31,363 sqft)
OwnerIndividual Name on Record
Tax Bill$10,494 (2024)
Deeds & MortgagesNov 2020 Mortgage
Jul 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN29-10-33-014-023.000-018

Property Details

APN / Parcel Number

Primary APN29-10-33-014-023.000-018
Alternative APN
  • 1610330014023000

Interior

Bedrooms4 Beds
Full Baths6 Baths
Half Baths2 Half Baths
Plumbing Fixtures24 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area7,140 sqft Living Area
1st Floor Area3,278 sqft
2nd Floor Area1,699 sqft
Basement Area3,278 sqft
Finished Basement2,163 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Architectural StyleOther
Roof MaterialAsphalt
Lot Area31,363 sqft (0.719 acres)
Lot Dimensions234 ft deep x 148 ft wide
Garage TypeAttached
Garage Area1,008 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1610330014023000
Street Address12096 WINDPOINTE PASS
CityCARMEL
StateIN
Zip46033-9517
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE .72, SECTION 33, TOWNSHIP 18, RANGE 4, WINDPOINTE, SECTION 3, LOT 67
Legal Range04
Legal Township18
Legal Section33
Legal SubdivisionWINDPOINTE
Legal Block3
Legal Lot Number67
JurisdictionHAMILTON IN
Township / Civil DivisionCLAY
Census Block Group2
Census Block2010
Census Tract110912

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address12096 WINDPOINTE PASS, CARMEL, IN 46033-9517
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIFTH THIRD BANK NA
Jul 17, 2019Warranty Deed, Transfer · Conventional Mortgage
FIFTH THIRD BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 17, 2019
Deed SaleJul 17, 2019
Prior SaleOct 12, 2012 · Amount on Record
Deed Document Number2019031406
Record UpdatedJun 8, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address12096 WINDPOINTE PASS, CARMEL, IN 46033-9517
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000082899
DateNov 13, 2020
Instrument2020082899
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressCINCINNATI, OH 45227
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 1, 2035

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON IN
Recording DateJul 17, 2019
Property Address12096 WINDPOINTE PASS, CARMEL, IN 46033-9517
Document Number2019031406
Map ReferenceDOC 9421443
Instrument DateJul 12, 2019
Instrument2019031406
Transaction TypeTransfer
Record UpdatedOct 22, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12096 WINDPOINTE PASS, CARMEL, IN 46033-9517

Mortgage

Document Number2019031407
DateJul 17, 2019
Instrument2019031407
Lender
NameFIFTH THIRD BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueAug 1, 2034

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionClay Township
MunicipalityCarmel City
Unified School DistrictCarmel Clay Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,071,200 (+17.29%) Land $210,100 Building $861,100$1,071,200 (+17.29%) Land $210,100 Building $861,100
2024$10,494.00 (+0.6%)$913,300 (-) Land $210,100 Building $703,200$913,300 (-) Land $210,100 Building $703,200
2023$10,431.00 (+4.6%) Homeowner's exemption$913,300 (+5.61%) Land $210,100 Building $703,200$913,300 (+5.61%) Land $210,100 Building $703,200
2022$9,972.00 Homeowner's exemption$864,800 Land $161,600 Building $703,200$864,800 Land $161,600 Building $703,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 85% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARMEL WATER DEPARTMENT
serves 99,927 people · EPA ID IN5229004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2024
E. coli
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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