Union County property record for 1213 Stella Ct, Monroe, NC 28110
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,931 sqft · built 2021 |
| Lot Size | 0.085 acres (3,703 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $350,000 (Aug 2023) |
| Tax Bill | $1,749 (2025) |
| Deeds & Mortgages | Jul 2023 Line of Credit Aug 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-366-187 |
| Primary APN | 09-366-187 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,931 sqft Total Area |
| 1st Floor Area | 1,315 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Lot Area | 3,703 sqft (0.085 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1213 STELLA CT |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-0045 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | #222 HARKEY CREEK PH2 MAP1 OPCP445 |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1045 |
| Census Tract | 20307 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1213 STELLA CT, MONROE, NC 28110-0045 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 10, 2023 | Deed of Trust, Mortgage · Line of Credit FOUNDERS FCU |
| Aug 10, 2023 | Deed, Transfer · Conventional Mortgage ATLANTA POSTAL CU |
| Mar 31, 2021 | Special Warranty Deed, Transfer · VA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 10, 2023 · Amount on Record |
| Deed Sale | Aug 10, 2023 · Amount on Record |
| Deed Document Number | 202319375 |
| Deed Book / Page | 8760 / 778 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 1213 STELLA CT, MONROE, NC 28110-0045 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0008741474 |
|---|---|
| Date | Jul 10, 2023 |
| Book Page | 8741/474 |
| Instrument | 16374 |
| Name | FOUNDERS FCU |
|---|---|
| Type | Credit Union |
| Address | LANCASTER, SC 29720 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jul 5, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Aug 10, 2023 |
| Property Address | 1213 STELLA CT, MONROE, NC 28110-0045 |
| Document Number | 0008760778 |
| Book / Page | 8760 / 778 |
| Map Reference | CAB P FILE 445&446 |
| Instrument Date | Aug 7, 2023 |
| Instrument | 19375 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $700.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 131 MORNING GAP PKWY, FORT MILL, SC 29715-2542 |
| Name | Verified Name |
|---|---|
| Address | 1213 STELLA CT, MONROE, NC 28110-0045 |
| Document Number | 0000019376 |
|---|---|
| Date | Aug 10, 2023 |
| Instrument | 19376 |
| Name | ATLANTA POSTAL CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Mar 31, 2021 |
| Property Address | 1213 STELLA CT, MONROE, NC 28110-0045 |
| Document Number | 0008047124 |
| Book / Page | 8047 / 124 |
| Map Reference | CAB P FILE 445-446 |
| Instrument Date | Mar 31, 2021 |
| Instrument | 15063 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $517.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10710 SIKES PL STE 250, 250, CHARLOTTE, NC 28277-8182 |
| Name | Verified Name |
|---|---|
| Address | 1213 STELLA COURT, MONROE, NC 28110-0045 |
| Document Number | 0000015064 |
|---|---|
| Date | Mar 31, 2021 |
| Instrument | 15064 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $361,700 (-) Land $70,000 Building $291,700 | $361,700 (-) Land $70,000 Building $291,700 | |
| 2025 | $1,749.00 (+32.8%) | $361,700 (+44.22%) Land $70,000 Building $291,700 | $361,700 (+44.22%) Land $70,000 Building $291,700 |
| 2023 | $1,317.00 (+2.89%) Additional exemption filed | $250,800 (-) Land $41,500 Building $209,300 | $250,800 (-) Land $41,500 Building $209,300 |
| 2022 | $1,280.00 Additional exemption filed | $250,800 Land $41,500 Building $209,300 | $250,800 Land $41,500 Building $209,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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