1129 Stella Ct, Monroe, NC 28110 Property Records

Union County property record for 1129 Stella Ct, Monroe, NC 28110

Property Summary

Property Type	Single Family Home
Details	1,791 sqft · built 2021
Lot Size	0.101 acres (4,400 sqft)
Owner	Individual Name on Record
Tax Bill	$1,674 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-366-184`

Property Details

APN / Parcel Number

Primary APN	`09-366-184`

Interior

Building Area	1,791 sqft Total Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Lot Area	4,400 sqft (0.101 acres)

Location & Zoning

Street Address	1129 STELLA CT
City	MONROE
State	NC
Zip	28110-0044
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#219 HARKEY CREEK PH2 MAP1 OPCP445
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1045
Census Tract	20307

Owner

Source: Union County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1129 STELLA CT, MONROE, NC 28110-0044
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

April 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	UNION NC
Recording Date	Apr 16, 2021
Property Address	1129 STELLA CT, MONROE, NC 28110-0044
Document Number	0008067752
Book / Page	8067 / 752
Map Reference	CAB P FILE 445-4466
Instrument Date	Mar 15, 2021
Instrument	18042
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$489.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10710 SIKES PL STE 250, 250, CHARLOTTE, NC 28277-8182

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1129 STELLA COURT, MONROE, NC 28110-0044

Mortgage

Document Number	0000018043
Date	Apr 16, 2021
Instrument	18043

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,674.00 (+8.35%)	$346,200 (+43.41%) Land $70,000 Building $276,200	$346,200 (+43.41%) Land $70,000 Building $276,200
2023	$1,545.00	$241,400 Land $41,500 Building $199,900	$241,400 Land $41,500 Building $199,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20