Union County property record for 1205 Stella Ct, Monroe, NC 28110
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,931 sqft · built 2021 |
| Lot Size | 0.086 acres (3,746 sqft) |
| Owner | Individual Name on File |
| Last Sale | $365,000 (Nov 2024) |
| Tax Bill | $1,745 (2025) |
| Deeds & Mortgages | Nov 2024 Sale & Mortgage Apr 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-366-185 |
| Primary APN | 09-366-185 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,931 sqft Total Area |
| 1st Floor Area | 1,315 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Lot Area | 3,746 sqft (0.086 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1205 STELLA CT |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-0045 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | #220 HARKEY CREEK PH2 MAP1 OPCP445 |
| Legal Subdivision | HARKEY CREEK PHASE 2 |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1045 |
| Census Tract | 20307 |
1205 Stella Ct is owned and occupied by an individual who bought it in November 2024.
Source: Union County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1205 STELLA CT, MONROE, NC 28110-0045 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 27, 2024 | Warranty Deed, Transfer · Conventional Mortgage ORIGINPOINT LLC |
| Apr 1, 2021 | Special Warranty Deed, Transfer · FHA Mortgage NVR MORTGAGE FINANCE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 27, 2024 · Amount on File |
| Deed Sale | Nov 27, 2024 · Amount on File |
| Prior Sale | Apr 1, 2021 · Amount on File |
| Deed Document Number | 202428511 |
| Deed Book / Page | 9021 / 110 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Nov 27, 2024 |
| Property Address | 1205 STELLA CT, MONROE, NC 28110-0045 |
| Document Number | 0009021110 |
| Book / Page | 9021 / 110 |
| Map Reference | CAB P FILE 445&446 |
| Instrument Date | Nov 25, 2024 |
| Instrument | 28511 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Title Company | FORTIFIED TITLE, FORTIFIED TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $730.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 805 CAMERON VILLAGE DR # DR101, DR101, MATTHEWS, NC 28105-0918 |
| Name | Verified Name |
|---|---|
| Address | 1205 STELLA CT, MONROE, NC 28110-0045 |
| Document Number | 0000028512 |
|---|---|
| Date | Nov 27, 2024 |
| Instrument | 28512 |
| Name | ORIGINPOINT LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2039 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Apr 1, 2021 |
| Property Address | 1205 STELLA CT, MONROE, NC 28110-0045 |
| Document Number | 0008049751 |
| Book / Page | 8049 / 751 |
| Map Reference | CAB P FILE 445-446 |
| Instrument Date | Mar 15, 2021 |
| Instrument | 15417 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $509.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10710 SIKES PL STE 250, 250, CHARLOTTE, NC 28277-8182 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1205 STELLA COURT, MONROE, NC 28110-0045 |
| Document Number | 0000015418 |
|---|---|
| Date | Apr 1, 2021 |
| Instrument | 15418 |
| Name | NVR MORTGAGE FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
The 2025 property tax bill for 1205 Stella Ct was $1,745.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $360,700 (-) Land $70,000 Building $290,700 | $360,700 (-) Land $70,000 Building $290,700 | |
| 2025 | $1,745.00 | $360,700 Land $70,000 Building $290,700 | $360,700 Land $70,000 Building $290,700 |
| 2023 | $1,601.00 | $250,200 Land $41,500 Building $208,700 | $250,200 Land $41,500 Building $208,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1205 Stella Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1205 Stella Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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