1209 Stella Ct, Monroe, NC 28110 Property Records

Union County property record for 1209 Stella Ct, Monroe, NC 28110

Property Summary

Property Type	Single Family Home
Details	1,791 sqft · built 2021
Lot Size	0.085 acres (3,703 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,675 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-366-186`

Property Details

APN / Parcel Number

Primary APN	`09-366-186`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,791 sqft Total Area
1st Floor Area	1,175 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Lot Area	3,703 sqft (0.085 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1209 STELLA CT
City	MONROE
State	NC
Zip	28110-0045
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#221 HARKEY CREEK PH2 MAP1 OPCP445
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1045
Census Tract	20307

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1209 STELLA CT, MONROE, NC 28110-0045
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

April 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	UNION NC
Recording Date	Apr 22, 2021
Property Address	1209 STELLA CT, MONROE, NC 28110-0045
Document Number	0008074460
Book / Page	8074 / 460
Map Reference	CAB P FILE 445-446
Instrument Date	Mar 22, 2021
Instrument	18988
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$505.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	111710 SIKES PLACE #250250, 250250, CHARLOTTE, NC 28277

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1209 STELLA COURT, MONROE, NC 28110-0045

Mortgage

Document Number	0000018989
Date	Apr 22, 2021
Instrument	18989

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$346,400 (-) Land $70,000 Building $276,400	$346,400 (-) Land $70,000 Building $276,400
2025	$1,675.00 (+8.34%)	$346,400 (+43.38%) Land $70,000 Building $276,400	$346,400 (+43.38%) Land $70,000 Building $276,400
2023	$1,546.00	$241,600 Land $41,500 Building $200,100	$241,600 Land $41,500 Building $200,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20