1213 Nancy Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 1213 Nancy Dr, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	3 ba · 650 sqft · built 1982
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual Name on Record
Last Sale	$110,000 (Jul 2007)
Tax Bill	$2,618 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Oct 2021 Mortgage
APN	`04-31-0-215-027`

Property Details

APN / Parcel Number

Primary APN	`04-31-0-215-027`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	650 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1995
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	3,049 sqft (0.07 acres)
Garage Type	Mixed
Garage Area	330 sqft
Parking Spaces	1 Parking Space
Patio Area	117 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1213 NANCY DR
City	O FALLON
State	IL
Zip	62269-2462
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODGATE LOT/SEC-2 A02052672
Legal Subdivision	WOODGATE
Legal Block	215
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	2
Census Block	2006
Census Tract	504354

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1213 NANCY DR, O FALLON, IL 62269-2462
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF OFALLON
Oct 8, 2021	Deed of Trust, Mortgage · Commercial Mortgage BANK OF OFALLON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2007 · Amount on Record
Deed Sale	Jul 3, 2007 · Amount on Record
Prior Sale	Nov 7, 2005 · Amount on Record
Deed Document Number	20072052672
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	1213 NANCY DR, O FALLON, IL 62269-2462
Transaction Type	Mortgage
Record Updated	Mar 10, 2023
Title Company	BENEDICK TITLE, BENEDICK TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1213 NANCY DR, O FALLON, IL 62269-2462

Mortgage

Document Number	0A02774287
Date	Feb 22, 2023
Instrument	A02774287

Lender

Name	BANK OF OFALLON
Type	Bank
Address	O FALLON, IL 62269

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Feb 28, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	1213 NANCY DR, O FALLON, IL 62269-2462
Transaction Type	Mortgage
Record Updated	Oct 22, 2021
Title Company	BENEDICK TITLE, BENEDICK TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1213 NANCY DR, O FALLON, IL 62269-2462

Mortgage

Document Number	A02720947
Date	Oct 8, 2021
Instrument	A02720947

Lender

Name	BANK OF OFALLON
Type	Bank
Address	O FALLON, IL 62269

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 4, 2036

Interest

Rate	3%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,618.00	$42,332 (+34.34%) Land $4,325 Building $38,007	$126,996 (+34.34%) Land $12,975 Building $114,021
2022		$31,511 Land $3,219 Building $28,292	$94,533 Land $9,657 Building $84,876

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: ClearWave.

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