1207 Nancy Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 1207 Nancy Dr, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,204 sqft · built 1982
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual Name on Record
Last Sale	$172,500 (Dec 2025)
Tax Bill	$3,027 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Dec 2020 Sale
APN	`04-31-0-215-023`

Property Details

APN / Parcel Number

Primary APN	`04-31-0-215-023`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,204 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1995
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	3,049 sqft (0.07 acres)
Garage Type	Mixed
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	60 sqft
Patio Area	117 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1207 NANCY DR
City	O FALLON
State	IL
Zip	62269-2462
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODGATE LOT/SEC-5 A02870495
Legal Subdivision	WOODGATE
Legal Block	215
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	2
Census Block	2006
Census Tract	504354

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1207 NANCY DR, O FALLON, IL 62269-2462
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2025	Warranty Deed, Transfer · Commercial Mortgage FCB BANKS
Dec 23, 2020	Warranty Deed, Transfer COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 31, 2025 · Amount on Record
Deed Sale	Dec 31, 2025 · Amount on Record
Prior Sale	Dec 23, 2020 · Amount on Record
Deed Document Number	20252870495
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Dec 31, 2025
Property Address	1207 NANCY DR, O FALLON, IL 62269-2462
Document Number	0A02870495
Map Reference	MB 74 PG 82
Instrument Date	Dec 29, 2025
Instrument	A02870495
Transaction Type	Transfer
Record Updated	Jan 15, 2026
Title Company	ADVANCED TITLE SOLUTIONS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$172.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1207 NANCY DR, O FALLON, IL 62269-2462

Mortgage

Document Number	0A02870496
Date	Dec 31, 2025
Instrument	A02870496

Lender

Name	FCB BANKS
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Dec 23, 2020
Property Address	1207 NANCY DR, O FALLON, IL 62269-2462
Document Number	00A2681043
Instrument Date	Dec 16, 2020
Instrument	2681043
Transaction Type	Transfer
Record Updated	Feb 25, 2021
Title Company	COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Transaction

Amount	Amount Recorded
Tax	$191.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53 YEARDLEYS GRANT WILLIAMSBURG VA 231856529, WILLIAMSBURG, VA 23185-6529

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,027.00 (+8.38%)	$42,006 (+9.62%) Land $4,455 Building $37,551	$126,018 (+9.62%) Land $13,365 Building $112,653
2024	$2,793.00	$38,320 (+22.55%) Land $4,064 Building $34,256	$114,960 (+22.55%) Land $12,192 Building $102,768
2022		$31,269 Land $3,316 Building $27,953	$93,807 Land $9,948 Building $83,859

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: ClearWave.

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