1209 Nancy Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 1209 Nancy Dr, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	4 ba · 678 sqft · built 1982
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual Name on Record
Last Sale	$171,500 (Mar 2023)
Tax Bill	$3,876 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Dec 2017 Line of Credit
APN	`04-31-0-215-025`

Property Details

APN / Parcel Number

Primary APN	`04-31-0-215-025`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	678 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1995
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	3,049 sqft (0.07 acres)
Garage Type	Mixed
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1209 NANCY DR
City	O FALLON
State	IL
Zip	62269-2462
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODGATE LOT/SEC-4 A02776514
Legal Subdivision	WOODGATE
Legal Block	215
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	2
Census Block	2006
Census Tract	504354

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1209 NANCY DR, O FALLON, IL 62269-2462
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2023	Executor's Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Dec 14, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF O'FALLON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 21, 2023 · Amount on Record
Deed Sale	Mar 21, 2023 · Amount on Record
Prior Sale	Dec 16, 2008 · Amount on Record
Deed Document Number	20232776514
Prior Transfer Date	Oct 19, 2001
Prior Transfer Doc	0001641869
Record Updated	Oct 29, 2026

March 2023: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	ST CLAIR IL
Recording Date	Mar 21, 2023
Property Address	1209 NANCY DR, O FALLON, IL 62269-2462
Document Number	0A02776514
Map Reference	MB 74 PG 82
Instrument Date	Mar 6, 2023
Instrument	A02776514
Transaction Type	Transfer
Record Updated	Apr 5, 2023
Title Company	AVENEU TITLE SOLUTIONS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$171.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1209 NANCY DR, O FALLON, IL 62269-2462

Mortgage

Document Number	0A02776515
Date	Mar 21, 2023
Instrument	A02776515

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Fixed Rate
Rate	5.5%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	1209 NANCY DR, O FALLON, IL 62269-2462
Document Number	00A2562379
Instrument Date	Dec 14, 2017
Transaction Type	Mortgage
Record Updated	Jan 4, 2018
Title Company	BENEDICK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1209 NANCY DR O FALLON IL 622692462, O FALLON, IL 62269-2462

Mortgage

Document Number	00A2562379
Date	Dec 21, 2017
Instrument	2562379

Lender

Name	BANK OF O'FALLON
Type	Bank
Address	O'FALLON, IL 62269-8626

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Dec 20, 2027

Interest

Rate Type	Adjustable Rate
Rate	5%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,876.00	$59,772 (+34.34%) Land $4,483 Building $55,289	$179,316 (+34.34%) Land $13,449 Building $165,867
2022		$44,493 Land $3,337 Building $41,156	$133,479 Land $10,011 Building $123,468

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: ClearWave.

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