1203 Nancy Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 1203 Nancy Dr, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	3 ba · 958 sqft · built 1982
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual Name on Record
Last Sale	$129,000 (Jul 2019)
Deeds & Mortgages	Oct 2022 Mortgage Jul 2019 Sale & Mortgage
APN	`04-31-0-215-021`

Property Details

APN / Parcel Number

Primary APN	`04-31-0-215-021`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	958 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1995
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	3,049 sqft (0.07 acres)
Garage Type	Mixed
Garage Area	330 sqft
Parking Spaces	1 Parking Space
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1203 NANCY DR
City	O FALLON
State	IL
Zip	62269-2462
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODGATE LOT/SEC-7 A02619677
Legal Subdivision	WOODGATE
Legal Block	215
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	2
Census Block	2006
Census Tract	504354

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1203 NANCY DR, O FALLON, IL 62269-2462
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2022	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jul 19, 2019	Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2019 · Amount on Record
Deed Sale	Jul 19, 2019 · Amount on Record
Prior Sale	Jul 26, 2000 · Amount on Record
Deed Document Number	20192619677
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	1203 NANCY DR, O FALLON, IL 62269-2462
Transaction Type	Mortgage
Record Updated	Oct 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A02762165
Date	Oct 4, 2022
Instrument	A02762165

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.62%

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jul 19, 2019
Property Address	1203 NANCY DR, O FALLON, IL 62269-2462
Document Number	00A2619677
Instrument Date	Jul 10, 2019
Instrument	2619677
Transaction Type	Transfer
Record Updated	Jul 31, 2019
Title Company	COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$193.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 WHITEHALL DR O FALLON IL 622692641, O FALLON, IL 62269-2641

Mortgage

Document Number	A2619678
Date	Jul 19, 2019
Instrument	2619678

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 18, 2049

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$51,185 (+34.34%) Land $4,397 Building $46,788	$153,555 (+34.34%) Land $13,191 Building $140,364
2022	$38,101 Land $3,273 Building $34,828	$114,303 Land $9,819 Building $104,484

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: ClearWave.

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