Clay County property record for 12108 Ridgeview Rd, Kearney, MO 64060
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,974 sqft · built 2004 |
| Lot Size | 1.21 acres (52,708 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $9,389 (2025) |
| Deeds & Mortgages | Nov 2017 Mortgage Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-501-00-02-033.00 |
| Primary APN | 11-501-00-02-033.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,974 sqft Living Area |
| Gross Area | 9,788 sqft |
| 1st Floor Area | 1,894 sqft |
| Basement Area | 2,624 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Stucco |
| Roof Material | Composition Shingle |
| Lot Area | 52,708 sqft |
| Lot Dimensions | 335 ft deep x 180 ft wide |
| Garage Type | Attached |
| Garage Area | 3,148 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Covered Wood Porch |
| Deck Area | 288 sqft |
| Patio Area | 324 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 12108 RIDGEVIEW RD |
|---|---|
| City | KEARNEY |
| State | MO |
| Zip | 64060-7458 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOLMES CREEK HILLS NORTH 9TH PLAT PT LT 129 IN SEC 16 |
| Legal Range | 31W |
| Legal Township | 52N |
| Legal Section | 16 |
| Legal Subdivision | HOLMES CREEK HILLS NORTH 9TH |
| Legal Lot Number | 129 |
| Jurisdiction | CLAY MO |
| Township / Civil Division | LIBERTY |
| Census Block Group | 2 |
| Census Block | 2102 |
| Census Tract | 21811 |
12108 Ridgeview Rd is owned and occupied by two individuals.
Source: Clay County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12108 RIDGEVIEW RD, KEARNEY, MO 64060-7458 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 7, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC |
| Oct 9, 2020 | Deed of Trust, Mortgage MID-AMERICAN MORTGAGE INC MID-AMERICAN MORTGAGE INC |
| Jan 23, 2018 | Deed of Trust, Mortgage · Line of Credit COMMERCE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 12108 RIDGEVIEW RD, KEARNEY, MO 64060-7458 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Title Company | CLEAR TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000037977 |
|---|---|
| Date | Nov 7, 2017 |
| Book Page | 8083/107 |
| Instrument | 2017037977 |
| Name | FIRST COMMUNITY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | MURFREESBORO, TN 37129 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 12108 RIDGEVIEW RD, KEARNEY, MO 64060-7458 |
| Document Number | 0000038949 |
| Instrument Date | Oct 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2020 |
| Title Company | CLEAR TITLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12108 RIDGEVIEW RD KEARNEY MO 640607458, KEARNEY, MO 64060-7458 |
| Document Number | 0000038949 |
|---|---|
| Date | Oct 16, 2020 |
| Instrument | 38949 |
| Name | MID-AMERICAN MORTGAGE INC MID-AMERICAN MORTGAGE INC |
|---|---|
| Type | Bank |
| Address | ADDISON, TX 75001 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 15, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 12108 RIDGEVIEW RD, KEARNEY, MO 64060-7458 |
| Document Number | 0000002968 |
| Book / Page | 008133 / 000023 |
| Instrument Date | Jan 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12108 RIDGEVIEW RD KEARNEY MO 640607458, KEARNEY, MO 64060-7458 |
| Document Number | 0000002968 |
|---|---|
| Date | Jan 30, 2018 |
| Book Page | 008133/000023 |
| Instrument | 2968 |
| Name | COMMERCE BK |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jan 29, 2028 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 12108 Ridgeview Rd was $9,389.
Source: Clay County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clay County |
| Unified School District | Liberty 53 School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,389.00 | $127,970 | $673,526 |
| 2023 | $9,284.00 | $117,230 | $617,000 |
| 2019 | $8,406.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12108 Ridgeview Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2021) |
| Most Recent Claim | Jun 2021 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12108 Ridgeview Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 76% of Missouri |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLAY COUNTY PWSD 6 serves 4,912 people · EPA ID MO1024146 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Intercept Fiber Fiber · Fixed Wireless in parts of the area | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
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