12115 Ridgeview Rd, Kearney, MO 64060 Property Records

Clay County property record for 12115 Ridgeview Rd, Kearney, MO 64060

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,560 sqft · built 2003
Lot Size	1.58 acres (68,825 sqft)
Owner	Individual Name on File
Last Sale	$638,800 (May 2019)
Tax Bill	$6,529 (2025)
Deeds & Mortgages	May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-502-00-05-012.00`

Property Details

APN / Parcel Number

Primary APN	`11-502-00-05-012.00`
Alternative APNs	`1150200050120001` `251347`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,560 sqft Living Area
Gross Area	6,132 sqft
1st Floor Area	1,756 sqft
Basement Area	1,756 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Stucco
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	68,825 sqft
Lot Dimensions	387 ft deep x 175 ft wide
Garage Type	Attached
Garage Area	746 sqft
Parking Spaces	3 Parking Spaces
Porch	Covered Wood Porch
Deck Area	196 sqft
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	12115 RIDGEVIEW RD
City	KEARNEY
State	MO
Zip	64060-7458
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOLMES CREEK HILLS NORTH 9TH LT 123
Legal Range	31W
Legal Township	52N
Legal Section	15
Legal Subdivision	HOLMES CREEK HILLS NORTH 9TH
Legal Lot Number	123
Jurisdiction	CLAY MO
Township / Civil Division	LIBERTY
Census Block Group	2
Census Block	2104
Census Tract	21811

Owner

12115 Ridgeview Rd is owned and occupied by an individual who bought it in May 2019.

Source: Clay County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	12115 RIDGEVIEW RD, KEARNEY, MO 64060-7458
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2019 · Amount on File
Deed Sale	May 2, 2019 · Amount on File
Prior Sale	Nov 26, 2003 · Amount on File
Deed Document Number	201910817
Deed Book / Page	8404 / 25
Record Updated	Oct 29, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	May 2, 2019
Property Address	12115 RIDGEVIEW RD, KEARNEY, MO 64060-7458
Document Number	0000010817
Book / Page	8404 / 025
Instrument Date	Apr 23, 2019
Instrument	2019010817
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	STEWART TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12115 RIDGEVIEW RD, KEARNEY, MO 64060-7458

Mortgage

Document Number	0000010844
Date	May 2, 2019
Instrument	2019010844

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2026
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	9.12%
Index	1-Year CMT
Margin	3
Max Rate	9.12%

Tax Assessment & Valuation

The 2025 property tax bill for 12115 Ridgeview Rd was $6,529.

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Unified School District	Kearney R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,529.00	$108,090	$568,895
2023	$6,286.00	$97,720	$514,315
2019	$5,671.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12115 Ridgeview Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Jun 2021

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12115 Ridgeview Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 75% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY COUNTY PWSD 6 serves 4,912 people · EPA ID MO1024146
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Intercept Fiber Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20